788 Scogin Loop, Tuscumbia, AL 35674 Property Records

Colbert County property record for 788 Scogin Loop, Tuscumbia, AL 35674

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,170 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Mar 2020)
Tax Bill	$1,237 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-08-28-0-000-015.024`

Property Details

APN / Parcel Number

Primary APN	`12-08-28-0-000-015.024`
Alternative APNs	`35071` `40813`

Interior

Full Baths	2 Baths
Plumbing Fixtures	30 Plumbing Fixtures
Stories	1 Story
Building Area	2,170 sqft Adjusted Area
Gross Area	1,806 sqft
1st Floor Area	1,806 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	150 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	40813
Street Address	788 SCOGIN LOOP
City	TUSCUMBIA
State	AL
Zip	35674-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 COUNTRY VIEW ESTATES PHASE I 135 X 150 /DB 2020 PG 5524-5525
Legal Subdivision	COUNTRY VIEW ESTATES PHASE I/C
Legal Phase	1
Legal Lot Number	30
Jurisdiction	COLBERT AL
Township / Civil Division	TRI-CITIES
Census Block Group	3
Census Block	3064
Census Tract	20706

Owner

788 Scogin Loop is owned and occupied by two individuals who bought it in March 2020.

Source: Colbert County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST METRO BANK
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Deed Document Number	20205524
Deed Book / Page	2020 / 5524
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/26605
Date	Sep 19, 2019
Book Page	2019/26605
Instrument	201926605

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/28193
Date	Aug 23, 2022
Book Page	2022/28193
Instrument	202228193

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Dec 30, 2025
Property Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407
Document Number	2025/39797
Book / Page	2025 / 39797
Map Reference	MB C PG 138
Instrument Date	Dec 11, 2025
Instrument	202539797
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 RIVERMONT DR, SHEFFIELD, AL 35660-6837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407

Mortgage

Document Number	0202539799
Date	Dec 30, 2025
Instrument	202539799

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLBERT AL
Recording Date	Mar 2, 2020
Property Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407
Document Number	02020/5524
Book / Page	2020 / 5524
Map Reference	CAB C PG 138
Instrument Date	Feb 28, 2020
Instrument	202005524
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 TYLER AVE, 611, MUSCLE SHOALS, AL 35661-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	788 SCOGIN LOOP, TUSCUMBIA, AL 35674-5407

Mortgage

Document Number	0202005526
Date	Mar 2, 2020
Instrument	202005526

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 788 Scogin Loop was $1,237, up 30.1% from the year before.

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,237.00 (+30.07%)
2025	$951.00 (+6.49%)	$30,060 (+6.98%) Land $4,700 Building $25,360	$303,700 (+8.08%) Land $47,400 Building $256,300
2024	$893.00 (+7.85%)	$28,100 (+8.24%) Land $4,000 Building $24,100	$281,000 (+8.29%) Land $40,000 Building $241,000
2023	$828.00 (+10.84%)	$25,960 (+11.7%)	$259,500 (+11.66%) Land $28,800 Building $230,700
2022	$747.00	$23,240	$232,400 Land $26,400 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 788 Scogin Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 Scogin Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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