788 Saint Andrews Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 788 Saint Andrews Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,174 sqft · built 1971
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2018)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-036-019-000`

Property Details

APN / Parcel Number

Primary APN	`026-036-019-000`
Alternative APN	`026-036-019`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,174 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1978
Architectural Style	Conventional
Construction Type	Wood
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	026-036-019
Street Address	788 SAINT ANDREWS DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 10 LOT 53
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	53
Legal Unit	10
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1024
Census Tract	506

Owner

788 Saint Andrews Dr is owned by two individuals who bought it in April 2018.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20924 ELENDA DR, CUPERTINO, CA 95014-1804
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Apr 10, 2018	Grant Deed, Transfer · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	20183556
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	788 SAINT ANDREWS DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006207
Date	May 19, 2020
Instrument	2020-006207

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 10, 2018
Property Address	788 SAINT ANDREWS DR, ARNOLD, CA 95223
Document Number	0000003556
Instrument Date	Mar 27, 2018
Instrument	3556
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20924 ELENDA DR CUPERTINO CA 950141804, CUPERTINO, CA 95014-1804

Mortgage

Document Number	3557
Date	Apr 10, 2018
Instrument	3557

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 788 Saint Andrews Dr was $4,346.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,775 (+2%) Land $46,420 Building $313,355
2025	$4,346.00	$352,721 Land $45,510 Building $307,211
2023	$4,233.00 (+5.12%)	$339,027 Land $43,744 Building $295,283
2022	$4,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 788 Saint Andrews Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 Saint Andrews Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

4G LTE only, no 5G reported

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