Gaston County property record for 788 Rosegate Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,560 sqft · built 2013 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jul 2026) |
| Tax Bill | $134 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221465 |
| Primary APN | 221465 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,560 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 788 ROSEGATE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ROSEGATE L 6 10 080 018 00 000 |
| Legal Subdivision | REVISED SUBDIVISION MAP |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33313 |
788 Rosegate Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Gaston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG |
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on File |
| Deed Sale | Jul 20, 2026 · Amount on File |
| Prior Sale | Sep 25, 2020 · Amount on File |
| Deed Book / Page | 5656 / 1823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 20, 2026 |
| Property Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 5656001823 |
| Book / Page | 5656 / 1823 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 5656001826, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5656/1826 |
| Name | CANOPY MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0051582082 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 788 ROSEGATE DR GASTONIA NC 280568033, GASTONIA, NC 28056-8033 |
| Document Number | 0051582082 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 005158/002082 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 24, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 25, 2020 |
| Property Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0051582080 |
| Book / Page | 5158 / 2080 |
| Map Reference | MB 81 PG 58&59 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | INTEGRATED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 DUGAR CT, 111, GASTONIA, NC 28056-7803 |
| Name | Verified Name |
|---|---|
| Address | 788 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 51582082 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 5158/2082 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 788 Rosegate Dr was $134, down 97.2% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134.00 (-97.21%) | $462,610 (-) Land $44,000 Building $418,610 | |
| 2025 | $4,810.00 | $462,610 Land $44,000 Building $418,610 | |
| 2023 | $4,860.00 | $450,000 Land $44,000 Building $406,000 | |
| 2021 | $267,880 Land $44,000 Building $223,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 788 Rosegate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 788 Rosegate Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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