788 River Rd, Heflin, AL 36264 Property Records

Cleburne County property record for 788 River Rd, Heflin, AL 36264

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,188 sqft · built 1989
Lot Size	4.25 acres (185,130 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Aug 2022)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Aug 2022 Sale Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18 15 06 23 0 000 015.001`

Property Details

APN / Parcel Number

Primary APN	`18 15 06 23 0 000 015.001`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,188 sqft Total Area
1st Floor Area	1,188 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	185,130 sqft (4.25 acres)
Garage Type	Mixed
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	360 sqft
Deck Area	258 sqft
Utility Building	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	788 RIVER RD
City	HEFLIN
State	AL
Zip	36264-1945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 138 W OF SE COR SW1/4 SW1/4 TH W 471.16 NW336.17 TO R/W E ALG R/W 428.3 SE TO POB FICHE28B FRAME 3-4 FICHE 304F FRAME 4 D
Legal Range	10E
Legal Township	16S
Legal Section	23
Jurisdiction	CLEBURNE AL
Township / Civil Division	HEFLIN
Census Block Group	1
Census Block	1046
Census Tract	959700

Owner

Source: Cleburne County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	788 RIVER RD, HEFLIN, AL 36264-1945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer
Aug 18, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	2022820020025
Deed Book / Page	2022 / 2752
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Aug 18, 2022
Property Address	788 RIVER RD, HEFLIN, AL 36264-1945
Document Number	02022/2752
Book / Page	2022 / 2752
Instrument Date	Aug 17, 2022
Instrument	820020025
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 COUNTY ROAD 202, HEFLIN, AL 36264-9060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 RIVER RD, HEFLIN, AL 36264-1945

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Aug 18, 2022
Property Address	788 RIVER RD, HEFLIN, AL 36264-1945
Document Number	02022/2762
Book / Page	2022 / 2762
Instrument Date	Aug 17, 2022
Instrument	820020025
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	674 COUNTY ROAD 202, HEFLIN, AL 36264-9060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 RIVER RD, HEFLIN, AL 36264-1945

Mortgage

Document Number	0820020026
Date	Aug 18, 2022
Instrument	820020026

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Jun 1, 2018
Property Address	788 RIVER RD, HEFLIN, AL 36264-1945
Document Number	02018/1234
Book / Page	2018 / 1234
Instrument Date	May 22, 2018
Instrument	57400
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 FOXLEY RD, ANNISTON, AL 36205-3425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 RIVER RD, HEFLIN, AL 36264-1945

Mortgage

Document Number	0000057401
Date	Jun 1, 2018
Instrument	57401

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cleburne County
Municipality	Heflin City
Unified School District	Cleburne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+7.21%)	$34,308 (-42.19%) Land $6,588 Building $27,720	$343,080 (+15.62%) Land $65,880 Building $277,200
2024	$1,401.00 (+9.28%)	$59,344 (+44.88%) Land $13,834 Building $45,510	$296,720 (+44.88%) Land $69,170 Building $227,550
2023	$1,282.00 (+34.81%)	$40,962 (-) Land $11,900 Building $29,062	$204,810 (-) Land $59,500 Building $145,310
2022	$951.00	$40,962 Land $11,900 Building $29,062	$204,810 Land $59,500 Building $145,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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