Lowndes County property record for 788 Oswalt Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,944 sqft · built 2000 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Owner Name on File |
| Last Sale | $119,000 (Jun 2005) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 68W240011907 |
| Primary APN | 68W240011907 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,944 sqft Adjusted Area |
| 1st Floor Area | 1,627 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 028810 |
|---|---|
| Street Address | 788 OSWALT RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 OSWALT RD 6A |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 32 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 404 |
The current owner of 788 Oswalt Rd bought it in June 2005.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 788 OSWALT RD, COLUMBUS, MS 39702-7798 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2005 · Amount on File |
| Deed Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 0020053618 |
| Deed Book / Page | 2005 / 3618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 788 OSWALT RD, COLUMBUS, MS 39702-7798 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220549 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 2022/549 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 788 Oswalt Rd was $920 with a homeowner's exemption, up 1.1% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+1.1%) Homeowner's exemption | $12,471 | $124,710 Land $14,260 Building $110,450 |
| 2024 | $910.00 (+18.64%) | ||
| 2023 | $767.00 Homeowner's exemption | $11,046 | $110,460 Land $14,260 Building $96,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 788 Oswalt Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1983–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 788 Oswalt Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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