788 Melanie Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 788 Melanie Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,613 sqft · built 2008
Lot Size	0.89 acres (3,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jan 2022)
Tax Bill	$9,635 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`484-192-72-00`

Property Details

APN / Parcel Number

Primary APN	`484-192-72-00`
Alternative APN	`4841926400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,613 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	3,877 sqft (0.89 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4841926400
Street Address	788 MELANIE LN
City	EL CAJON
State	CA
Zip	92021-4893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6000
Legal Description	PAR 1 DOC14-0360584 IN PAR 4&IN ALL OF TR PM20232
Legal Tract	1020232
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16302

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	788 MELANIE LN, EL CAJON, CA 92021-4893
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Jan 31, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY
Aug 22, 2018	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	202246161
Prior Transfer Date	Aug 4, 2014
Prior Transfer Doc	0000360584
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	788 MELANIE LN, EL CAJON, CA 92021-4893
Document Number	0000046160
Map Reference	MAP 20232
Instrument Date	Jan 20, 2022
Instrument	2022-0046160
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 MELANIE LN, EL CAJON, CA 92021-4893

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	788 MELANIE LN, EL CAJON, CA 92021-4893
Document Number	0000046161
Map Reference	MAP 20232
Instrument Date	Dec 29, 2021
Instrument	2022-0046161
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	788 MELANIE LN, EL CAJON, CA 92021-4893

Mortgage

Document Number	0000046162
Date	Jan 31, 2022
Instrument	2022-0046162

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	788 MELANIE LN, EL CAJON, CA 92021-4893
Document Number	0000280250
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 MELANIE LN EL CAJON CA 920214893, EL CAJON, CA 92021-4893

Mortgage

Document Number	0000280250
Date	Jun 2, 2020
Instrument	280250

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2018
Property Address	788 MELANIE LN, EL CAJON, CA 92021-4893
Document Number	0000345407
Instrument Date	Jul 30, 2018
Instrument	345407
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MELANIE LN EL CAJON CA 92021, EL CAJON, CA 92021

Mortgage

Document Number	345408
Date	Aug 22, 2018
Instrument	345408

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,523 (+2%) Land $256,170 Building $512,353
2025	$9,635.00 (+2.92%) Homeowner's exemption	$753,455 (+4.04%) Land $251,148 Building $502,307
2023	$9,362.00 (+36.45%) Homeowner's exemption	$724,199 Land $241,397 Building $482,802
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on Melanie Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures