788 Hwy 92, Rutledge, TN 37861 Property Records

Grainger County property record for 788 Hwy 92, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,419 sqft · built 1954
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,000 (Jan 2001)
Tax Bill	$737 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029059 08401`

Property Details

APN / Parcel Number

Primary APN	`029059 08401`
Alternative APN	`059 08401`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Basement Area	1,015 sqft
Unfinished Basement	1,015 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1977
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	140 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	788 HIGHWAY 92
City	RUTLEDGE
State	TN
Zip	37861-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3031
Census Tract	500301

Owner

Source: Grainger County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Oct 8, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 13, 2018	Deed of Trust, Mortgage · Conventional with PMI NEW S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2001 · Amount on Record
Deed Sale	Jan 18, 2001 · Amount on Record
Prior Sale	Apr 3, 1990 · Amount on Record
Deed Book / Page	222 / 1879
Transfer Doc	0000006101
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001250
Date	Apr 22, 2021
Book Page	393/1283
Instrument	21001250

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Oct 8, 2024
Property Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Document Number	0000002883
Book / Page	426 / 195
Instrument Date	Oct 8, 2024
Instrument	24002883
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 24, 2018
Property Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Document Number	0000002291
Book / Page	000370 / 001993
Instrument Date	Aug 24, 2018
Instrument	2291
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 HIGHWAY 92 RUTLEDGE TN 378613417, RUTLEDGE, TN 37861-3417

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 24, 2018
Property Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Document Number	0000002290
Book / Page	000370 / 001991
Instrument Date	Aug 24, 2018
Instrument	2290
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 HIGHWAY 92 RUTLEDGE TN 378613417, RUTLEDGE, TN 37861-3417

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	788 HIGHWAY 92, RUTLEDGE, TN 37861-3417
Document Number	0000000949
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	TENNESSEE VALLEY TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000000949
Date	Apr 19, 2018
Book Page	000368/000735
Instrument	949

Lender

Name	NEW S CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2038

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Municipality	Rutledge Town
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 (+4.69%)	$31,350 (+4.67%) Land $5,225 Building $26,125
2024	$704.00	$29,950 (-) Land $3,825 Building $26,125
2023		$29,950 (+24.02%) Land $3,825 Building $26,125
2022	$555.00	$24,150 Land $3,825 Building $20,325
2021			$125,400 Land $20,900 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLEDGE WATER SYSTEM serves 2,137 people · EPA ID TN0000600
Water Source	Purchased surface water from BEAN STATION UTILITY DISTRICT
Last State Inspection	Jun 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 92

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures