Guadalupe County property record for 788 Hard Luck Rd, Marion, TX 78124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,664 sqft · built 1994 |
| Lot Size | 2.05 acres (89,385 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jul 2006) |
| Deeds & Mortgages | Feb 2023 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2G0281000005200000 |
| Primary APN | 2G0281000005200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 1,688 sqft |
| 1st Floor Area | 1,056 sqft |
| Utility Area | 120 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Asbestos |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,385 sqft |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 788 HARD LUCK RD |
|---|---|
| City | MARION |
| State | TX |
| Zip | 78124-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS: 281 SUR: JAMES ROWDEN 2.0520 AC. |
| Legal Subdivision | ROWDEN JAMES |
| Legal Block | 1 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 210603 |
788 Hard Luck Rd is owned and occupied by an individual who bought it in July 2006.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 788 HARD LUCK RD, MARION, TX 78124-3035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RANDOLPH BROOKS FCU |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RANDOLPH BROOKS FCU |
| Oct 14, 2020 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Nov 15, 2018 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2006 · Amount on File |
| Deed Sale | Jul 11, 2006 · Amount on File |
| Deed Document Number | 200613960 |
| Deed Book / Page | 2338 / 402 |
| Prior Transfer Date | Jul 5, 2006 |
| Prior Transfer Doc | 0000013960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 788 HARD LUCK RD, MARION, TX 78124-3035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0099003631 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 202399003631 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 788 HARD LUCK RD, MARION, TX 78124-3035 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099000429 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 202299000429 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | PANNA MARIA, TX 78144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 788 HARD LUCK RD, MARION, TX 78124-3035 |
| Document Number | 0000029466 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 788 HARD LUCK RD MARION TX 781243035, MARION, TX 78124-3035 |
| Document Number | 0000029466 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 29466 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148-2097 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 19, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 788 HARD LUCK RD, MARION, TX 78124-3035 |
| Document Number | 0000026627 |
| Instrument Date | Nov 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 788 HARD LUCK RD MARION TX 781243035, MARION, TX 78124-3035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026627 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 26627 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 20, 2033 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Unified School District | Marion Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $271,012 (-0.26%) Land $131,399 Building $139,613 | $271,012 (-0.26%) Land $131,399 Building $139,613 |
| 2025 | $271,706 Land $138,543 Building $133,163 | $271,706 Land $138,543 Building $133,163 |
| 2023 | $344,955 Land $160,642 Building $184,313 | $344,955 Land $160,642 Building $184,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 788 Hard Luck Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (2001–2019) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 788 Hard Luck Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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