788 Governor Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 788 Governor Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1970
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Oct 2022)
Tax Bill	$1,460 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-29-201-021.000-015`

Property Details

APN / Parcel Number

Primary APN	`64-06-29-201-021.000-015`
Alternative APNs	`22000023040` `22000002428` `00000975550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,920 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00000975550
Old Parcel Number	22000002428
Street Address	788 GOVERNOR RD
City	VALPARAISO
State	IN
Zip	46385-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME AND INSTITUTION LOT 6 BLK 1 TCCD
Legal Subdivision	ST MICHAEL AMERICAN RUSSIAN ORPHAN HOME
Legal Block	1
Legal Lot Number	6
Jurisdiction	PORTER IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3000
Census Tract	50503

Owner

788 Governor Rd is owned and occupied by an individual who bought it in October 2022.

Source: Porter County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Feb 17, 2018	Deed of Trust, Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	0000022295
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008055
Date	Apr 12, 2022
Instrument	2022-008055

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	May 1, 2049

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Oct 17, 2022
Property Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Document Number	0000022295
Map Reference	REC N PG 184
Instrument Date	Oct 14, 2022
Instrument	2022-022295
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756

Mortgage

Document Number	0000022296
Date	Oct 17, 2022
Instrument	2022-022296

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Apr 23, 2019
Property Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Document Number	0000007559
Map Reference	MB N PG 184
Instrument Date	Apr 19, 2019
Instrument	2019-007559
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756

Mortgage

Document Number	0000007560
Date	Apr 23, 2019
Instrument	2019-007560

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	788 GOVERNOR RD, VALPARAISO, IN 46385-8756
Document Number	0000004873
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 GOVERNOR RD VALPARAISO IN 463858756, VALPARAISO, IN 46385-8756

Mortgage

Document Number	0000004873
Date	Mar 6, 2018
Instrument	4873

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 5, 2033

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Portage Township
Unified School District	Portage Township Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,900 Land $28,900 Building $161,000	$189,900 Land $28,900 Building $161,000
2024	$1,460.00 (+6.65%)
2023	$1,369.00 (+29.52%)	$177,100 Land $27,300 Building $149,800	$177,100 Land $27,300 Building $149,800
2022	$1,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 788 Governor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 Governor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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