788 Cherry Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 788 Cherry Ave, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,455 sqft · built 1937
Lot Size	0.11 acres (4,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2016)
Tax Bill	$4,026 (2026)
Deeds & Mortgages	Jan 2020 Second Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`54 7 3-13`

Property Details

APN / Parcel Number

Primary APN	`54 7 3-13`
Alternative APN	`189826`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
1st Floor Area	2,030 sqft
Attic	Attic
Attic Area	305 sqft
Basement Area	1,015 sqft
Finished Basement	1,015 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,581 sqft (0.11 acres)
Driveway	Asphalt Driveway
Pool Area	512 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	189826
Street Address	788 CHERRY AVE
City	WAYNESBORO
State	VA
Zip	22980-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	BLOCK 3 LOTS 13,14, 15 ROSE CLIFF - SEC 2
Legal Subdivision	ROSE CLIFF
Legal Block	3
Legal Lot Number	13-15
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	3
Census Block	3024
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	788 CHERRY AVE, WAYNESBORO, VA 22980-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH ONE FEDERAL CREDIT UNION
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2016 · Amount on Record
Deed Sale	Feb 25, 2016 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	2016341
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	788 CHERRY AVE, WAYNESBORO, VA 22980-4407
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000187
Date	Jan 24, 2020
Instrument	200000187

Lender

Name	COMMONWEALTH ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 30, 2039

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	788 CHERRY AVE, WAYNESBORO, VA 22980-4407
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ACM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000351
Date	Feb 8, 2021
Instrument	210000351

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,026.00 (+20.61%)	$462,800 (+6.73%) Land $80,000 Building $382,800	$462,800 (+6.73%) Land $80,000 Building $382,800
2023	$3,338.00	$433,600 Land $77,500 Building $356,100	$433,600 Land $77,500 Building $356,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	61 (1985–2024)
Claims Outside the SFHA	15 of 61
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 13 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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