788 Charro Way, Salinas, CA 93905 Property Records

Monterey County property record for 788 Charro Way, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1985
Lot Size	0.138 acres (5,999 sqft)
Owner	Individual Name on File
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`004-352-002-000`

Property Details

APN / Parcel Number

Primary APN	`004-352-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,999 sqft (0.138 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	788 CHARRO WAY
City	SALINAS
State	CA
Zip	93905-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW MANOR TRACT NO 973 LOT 2 BLK 2
Legal Subdivision	LAKEVIEW MANOR
Legal Tract	973
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2007
Census Tract	10607

Owner

788 Charro Way is owned and occupied by an individual who acquired it in May 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	788 CHARRO WAY, SALINAS, CA 93905-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 11, 2020	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020
Deed Sale	May 11, 2020
Deed Document Number	202022398
Prior Transfer Date	May 1, 2020
Prior Transfer Doc	0000022398
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	788 CHARRO WAY, SALINAS, CA 93905-3404
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 CHARRO WAY, SALINAS, CA 93905-3404

Mortgage

Document Number	0000044012
Date	Jun 25, 2021
Instrument	2021044012

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	788 CHARRO WAY, SALINAS, CA 93905-3404
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 CHARRO WAY, SALINAS, CA 93905-3404

Mortgage

Document Number	0000019301
Date	Apr 21, 2022
Instrument	2022019301

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	May 11, 2020
Property Address	788 CHARRO WAY, SALINAS, CA 93905-3404
Document Number	0000022398
Instrument Date	May 1, 2020
Instrument	22398
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	788 CHARRO WAY SALINAS CA 939053404, SALINAS, CA 93905-3404

Mortgage

Document Number	22399
Date	May 11, 2020
Instrument	22399

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	788 CHARRO WAY, SALINAS, CA 93905-3404
Document Number	0000032217
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	788 CHARRO WAY SALINAS CA 939053404, SALINAS, CA 93905-3404

Mortgage

Document Number	0000032217
Date	Jul 31, 2019
Instrument	32217

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 788 Charro Way was $1,829 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$150,277 (+2%) Land $52,795 Building $97,482
2025	$1,829.00 Homeowner's exemption	$147,331 Land $51,760 Building $95,571
2023	$1,840.00 (+11.18%) Homeowner's exemption	$141,612 Land $49,751 Building $91,861
2022	$1,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 788 Charro Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 788 Charro Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks, T-Mobile, Verizon.

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