788 Center St, Costa Mesa, CA 92627 Property Records

Orange County property record for 788 Center St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,301 sqft · built 2018
Lot Size	0.073 acres (3,171 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Nov 2015)
Tax Bill	$9,185 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`424-201-22`

Property Details

APN / Parcel Number

Primary APN	`424-201-22`
Alternative APN	`42420114`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	2,301 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,171 sqft (0.073 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	42420114
Street Address	788 CENTER ST
City	COSTA MESA
State	CA
Zip	92627-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 392 PG 15 PAR 1
Legal Subdivision	NEWPORT MESA TRACT
Legal Tract	517
Legal Lot Number	702
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63605

Owner

788 Center St is owned and occupied by two individuals who bought it in November 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 7, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Oct 7, 2020	Grant Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 31, 2017	Quit Claim Deed, Construction Loan · Construction Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Prior Sale	Oct 6, 2010 · Amount on File
Deed Document Number	2015601043
Prior Transfer Date	Nov 29, 1995
Prior Transfer Doc	0000555736
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 CENTER ST, COSTA MESA, CA 92627-3554

Mortgage

Document Number	0000298120
Date	Sep 6, 2022
Instrument	2022000298120

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 17, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035632
Date	Jan 28, 2020
Instrument	2020000035632

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 7, 2020
Property Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Document Number	0000556504
Instrument Date	Sep 22, 2020
Instrument	556504
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	788 CENTER ST COSTA MESA CA 926273554, COSTA MESA, CA 92627-3554

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 7, 2020
Property Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Document Number	0000556505
Map Reference	MB 5 PG 1
Instrument Date	Sep 22, 2020
Instrument	2020000556505
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	788 CENTER ST, COSTA MESA, CA 92627-3554

Mortgage

Document Number	0000556506
Date	Oct 7, 2020
Instrument	2020000556506

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 31, 2017
Property Address	788 CENTER ST, COSTA MESA, CA 92627-3554
Document Number	0000462097
Instrument Date	Mar 3, 2017
Instrument	462097
Transaction Type	Construction Loan
Record Updated	Feb 28, 2020
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	788 CENTER ST COSTA MESA CA 926273554, COSTA MESA, CA 92627-3554

Mortgage

Document Number	462098
Date	Oct 31, 2017
Instrument	462098

Lender

Name	TIAA FSB
Address	IRVINE, CA 92612

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 788 Center St was $9,185 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,383 (+2%) Land $318,219 Building $447,164
2025	$9,185.00 Homeowner's exemption	$750,376 Land $311,979 Building $438,397
2023	$8,604.00 (+4.53%) Homeowner's exemption	$721,239 Land $299,865 Building $421,374
2022	$8,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 788 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 788 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Verizon.

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