788 Centennial St, Geneva, OH 44041 Property Records

Ashtabula County property record for 788 Centennial St, Geneva, OH 44041

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,664 sqft · built 1978
Lot Size	0.768 acres (33,441 sqft)
Owner	Individual Name on Record
Last Sale	$134,000 (Oct 2018)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-028-00-024-00`

Property Details

APN / Parcel Number

Primary APN	`20-028-00-024-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	33,441 sqft (0.768 acres)
Lot Dimensions	201 ft deep x 166 ft wide
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	120 sqft
Patio Area	510 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	788 CENTENNIAL ST
City	GENEVA
State	OH
Zip	44041-9221
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SEC 1--7 M
Legal Subdivision	GENEVA
Legal Lot Number	7
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5009
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1245 STATE RD, ROCK CREEK, OH 44084-9537
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Aug 4, 2004 · Amount on Record
Deed Document Number	201811042
Deed Book / Page	670 / 2325
Record Updated	Oct 29, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 26, 2018
Property Address	788 CENTENNIAL ST, GENEVA, OH 44041-9221
Document Number	0000008464
Book / Page	000670 / 002325
Instrument Date	Oct 24, 2018
Instrument	8464
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 CENTENNIAL ST GENEVA OH 440419221, GENEVA, OH 44041-9221

Mortgage

Document Number	11043
Date	Oct 26, 2018
Book Page	000670/002330
Instrument	11043

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00 (+79.73%)	$62,730 (-) Land $17,610 Building $45,120	$179,200 (-) Land $50,300 Building $128,900
2024	$2,847.00 (-6.47%) Homeowner's exemption	$62,730 (-) Land $17,610 Building $45,120
2023	$3,044.00 (+34.51%) Homeowner's exemption	$62,730 (+36.99%) Land $17,610 Building $45,120	$179,200 (+37%) Land $50,300 Building $128,900
2022	$2,263.00 Homeowner's exemption	$45,790 Land $13,550 Building $32,240
2020			$130,800 Land $38,700 Building $92,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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