788 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 788 4th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,859 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2021)
Tax Bill	$4,852 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2018 Sale
APN	`381700 80.32-10-16`

Property Details

APN / Parcel Number

Primary APN	`381700 80.32-10-16`
Alternative APN	`1704560`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,859 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	520 sqft
Upper Floors Area	351 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1704560
Street Address	788 4TH AVE
City	TROY
State	NY
Zip	12182-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2 STY FR HSE & 2C FR GAR 343-2/S1/2 64 1366/862 (EST)
Legal Block	10
Legal Lot Number	16.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4010
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	788 4TH AVE, TROY, NY 12182-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Oct 3, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2021597717
Deed Book / Page	9770 / 338
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 5, 2021
Property Address	788 4TH AVE, TROY, NY 12182-2127
Document Number	0097700338
Book / Page	9770 / 338
Instrument Date	Sep 8, 2021
Instrument	2021-597717
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 CLINTON AVE, ALBANY, NY 12210-2690

Mortgage

Document Number	2021597718
Date	Oct 5, 2021
Instrument	2021-597718

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 3, 2018
Property Address	788 4TH AVE, TROY, NY 12182-2127
Document Number	0086440008
Book / Page	008644 / 000008
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 4TH AVE TROY NY 121822127, TROY, NY 12182-2127

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,852.00 (+7.06%)
2025	$4,532.00 (+4.98%)	$99,000 (-) Land $8,800 Building $90,200	$169,500 (+19.87%) Land $15,067 Building $154,433
2023		$99,000 (-) Land $8,800 Building $90,200	$141,400 (+8.55%) Land $12,569 Building $128,831
2022	$4,317.00	$99,000 Land $8,800 Building $90,200	$130,263 Land $11,579 Building $118,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1996–2011)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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