7878 Red Barrow Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7878 Red Barrow Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1978
Lot Size	17.3 acres (756,637 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jun 2019)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C56-001-004-3376-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-004-3376-2`
Alternative APNs	`03-5N-24-2770-0000-108K` `24N50327700000108K`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,434 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	3,168 sqft
Upper Floors Area	528 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	756,637 sqft (17.3 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Porch	Enclosed/Finished Porch
Porch Area	180 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7878 RED BARROW RD
City	BAKER
State	FL
Zip	32531-7206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESCAMBIA FARMS PORTION OF UNIT #108 COM SW COR SECT 7-5N-24 S3 DEG E 2004.2FT S84 DEG E 1257.1FT S84 DEG E 1166.2FT N 1800 FT TO POB N 332 FT N 18 DEG E 527 THENCE CONT TO S R/W RED BARROW RD & POINT A THENCE FROM POB N 68 DEG W 420 FT N 650 FT N 68
Legal Range	24W
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS PORTION OF
Legal Lot Number	108K
Legal Unit	108
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1042
Census Tract	20102

Owner

7878 Red Barrow Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7878 RED BARROW RD, BAKER, FL 32531-7206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Loan Modification, Mortgage FARM CREDIT SVCS
Jun 24, 2019	Warranty Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	20193286730
Deed Book / Page	3405 / 3282
Prior Transfer Date	Dec 8, 2008
Prior Transfer Doc	0002538757
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	7878 RED BARROW RD, BAKER, FL 32531-7206
Document Number	0034380134
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1679 CRESTVIEW FL 325367679, CRESTVIEW, FL 32536-7679

Mortgage

Document Number	0034380134
Date	Jan 10, 2020
Book Page	003438/000134
Instrument	3329573

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 24, 2019
Property Address	7878 RED BARROW RD, BAKER, FL 32531-7206
Document Number	0034053282
Book / Page	003405 / 003282
Instrument Date	Jun 18, 2019
Instrument	3286730
Transaction Type	Construction Loan
Record Updated	Feb 4, 2020
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7878 RED BARROW RD BAKER FL 325317206, BAKER, FL 32531-7206

Mortgage

Document Number	34053284
Date	Jun 24, 2019
Book Page	003405/003284
Instrument	3286731

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	5052 HWY 90 E, MARIANNA, FL 32447

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7878 Red Barrow Rd was $2,117 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 Homeowner's exemption	$246,261	$333,462 Land $78,644 Building $254,818
2023	$1,925.00 (+2.28%) Homeowner's exemption	$224,878 (+3%)	$306,259 (+7.81%) Land $70,218 Building $236,041
2022	$1,882.00 Homeowner's exemption	$218,328	$284,071 Land $66,874 Building $217,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7878 Red Barrow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7878 Red Barrow Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA WATERWORKS (FORMERLY BLACKMAN) private · serves 812 people · EPA ID FL1464068
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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