7877 98th St, Seminole, FL 33777 Property Records

Pinellas County property record for 7877 98th St, Seminole, FL 33777

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,712 sqft · built 1985
Lot Size	1.17 acres (51,009 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2025)
Tax Bill	$13,002 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2025 Sale & Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-752-4363-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-752-4363-4`
Alternative APNs	`26-30-15-70740-200-2902` `301526707402002902` `153026707402002902` `R286806`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,712 sqft Living Area
Gross Area	8,143 sqft
1st Floor Area	3,537 sqft
Upper Floors Area	1,175 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	51,009 sqft (1.17 acres)
Lot Dimensions	306 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	2,138 sqft
Deck Area	350 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R286806
Street Address	7877 98TH ST
City	SEMINOLE
State	FL
Zip	33777-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINELLAS GROVES NW 1/4, SEC 26-30-15 PART OF LOT 29 DESC AS FROM SE COR OF NW 1/4 OF SEC TH S89D1635W ALG S BNDRY OF NW 1/4 OF SEC 1011.41FT TH N00D1015W 196.74FT FOR POB TH S89D1110W 306.44FT TH N 166.25FT TH N89D0536E 305.95FT TH S00D1015E 166.74FT
Legal Range	15E
Legal Township	30S
Legal Section	26
Legal Subdivision	PINELLAS GROVES
Legal Tract	70740
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2008
Census Tract	25007

Owner

7877 98th St is owned and occupied by two individuals who bought it in April 2025.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Apr 18, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINSTON & DIXIE LLC
Jul 17, 2018	Grant Deed, Transfer ACTION REALTY & MANAGEMENT I
Apr 19, 2018	Trustee's Deed, Foreclosure
Dec 12, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Jan 5, 2021 · Amount on File
Deed Document Number	2025115261
Deed Book / Page	23134 / 434
Prior Transfer Date	Apr 18, 2018
Prior Transfer Doc	0200190318
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7877 98TH ST, SEMINOLE, FL 33777-3800

Mortgage

Document Number	0223220244
Date	Jan 20, 2023
Book Page	22322/244
Instrument	2023015391

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 18, 2025
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0231340434
Book / Page	23134 / 434
Map Reference	MB 1 PG 55
Instrument Date	Apr 14, 2025
Instrument	2025115261
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9972 LAKE SEMINOLE DR W, LARGO, FL 33773-4522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7877 98TH ST, SEMINOLE, FL 33777-3800

Mortgage

Document Number	0023134437
Date	Apr 18, 2025
Instrument	23134/437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 5, 2021
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0213290259
Book / Page	21329 / 259
Map Reference	MB 1 PG 55
Instrument Date	Dec 16, 2020
Instrument	2021002304
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17551 2ND ST E, 17551, REDINGTON SHORES, FL 33708-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7877 98TH ST, SEMINOLE, FL 33777-3800

Mortgage

Document Number	0021329261
Date	Jan 5, 2021
Instrument	21329/261

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0201332024
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175512ND ST E REDINGTON SHORES FL 33708, REDINGTON SHORES, FL 33708

Mortgage

Document Number	0201332024
Date	Jul 19, 2018
Book Page	020133/002024
Instrument	229315

Lender

Name	WINSTON & DIXIE LLC
Address	PO BOX 1273, INDIAN ROCKS BEACH, FL 33785-1273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 17, 2018
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0201310756
Book / Page	020131 / 000756
Instrument Date	Jun 20, 2018
Instrument	226880
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17551 211D ST E REDINGTON SHORES FL 33708, REDINGTON SHORES, FL 33708

Mortgage

Document Number	201310763
Date	Jul 17, 2018
Book Page	020131/000763
Instrument	226881

Lender

Name	ACTION REALTY & MANAGEMENT I
Address	PO BOX 3226, SEMINOLE, FL 33775-3226

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jul 16, 2020

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 19, 2018
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0200190318
Book / Page	020019 / 000318
Instrument Date	Apr 5, 2018
Instrument	122169
Transaction Type	Foreclosure
Record Updated	Nov 21, 2018

Transaction

Amount	Amount on Record
Tax	$1,820.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7877 98TH ST LARGO FL 337773800, LARGO, FL 33777-3800

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 12, 2017
Property Address	7877 98TH ST, SEMINOLE, FL 33777-3800
Document Number	0198730089
Book / Page	019873 / 000089
Instrument Date	Nov 28, 2017
Instrument	377719
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$945.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

The 2025 property tax bill for 7877 98th St was $13,002.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,002.00	$847,173	$1,400,198 Land $291,653 Building $1,108,545
2023	$12,040.00 (+2.42%) Homeowner's exemption	$799,317 (+3%)	$1,175,962 (+34.76%) Land $405,983 Building $769,979
2022	$11,755.00 Homeowner's exemption	$776,036	$872,633 Land $211,363 Building $661,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7877 98th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	554 units insured incl. 243 condo units
Nearby Flood Claims	71 (1978–2025)
Claims Outside the SFHA	5 of 71
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 18 claims Hurricane Elena, Sep 1985 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7877 98th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

7877 98th St, Seminole, FL 33777 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 98th St

Nearby Streets

Search Property Records by Address or Parcel Number