7875 Bayside Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 7875 Bayside Rd, Chesapeake Beach, MD 20732 · Last verified August 2026

Property Summary

Property Type	Bank, Financial Building
Details	2,348 sqft · built 1985
Lot Size	5.23 acres (227,819 sqft)
Owner	Company Name on File
Tax Bill	$125,143 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-049485`

Property Details

APN / Parcel Number

Primary APN	`03-049485`
Alternative APNs	`3049485` `049485`

Interior

Units	8 Units
Stories	2 Stories
Building Area	2,348 sqft Total Area
1st Floor Area	2,348 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	227,819 sqft (5.23 acres)
Canopy	500 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	049485
Street Address	7875 BAYSIDE RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3104
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	PARCEL G TRACT 2 PLAT 1 CHESAPEAKE STATION
Legal Subdivision	CHESAPEAKE STATION 01
Legal Tract	2
Legal Block	2
Legal Lot Number	G
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1025
Census Tract	860402

Owner

Source: Calvert County records · APN 03-049485

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5454 WISCONSIN AVE, 1600, CHEVY CHASE, MD 20815-6906
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 31, 2024
Transfer Doc	0066320111
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	7875 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-3104
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5454 WISCONSIN AVE 700, 700, CHEVY CHASE, MD 20815-6937

Mortgage

Document Number	0063090241
Date	Jul 01, 2022
Book Page	6309/241

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	COLUMBIA, MD 21046

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,047,700 (+3.22%)	$12,124,500 (-4.12%) Land $1,761,100 Building $10,363,400
2025	$125,143.00 (+7.14%)
2023	$116,802.00	$11,672,033	$12,644,900 Land $1,761,100 Building $10,883,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098604021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	21 in force 9 of 21 on primary residences
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022, other causes
Flood Events	Hurricane Isabel (Sep 2003), 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.