78746 265th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 78746 265th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,430 sqft · built 1915
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2020)
Tax Bill	$1,934 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`13.012.0100`

Property Details

APN / Parcel Number

Primary APN	`13.012.0100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	920 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	840 sqft
Porch	Slab
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	78746 265TH ST
City	ALBERT LEA
State	MN
Zip	56007-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-103 RANGE-021 2.50 AC COM 732 FT N OF SE COR SW 1/4 NE 1/4 TH N 463 FT ALG E L SD 1/4 1/4 TH W 235 FT, S 463 FT;
Legal Range	21
Legal Township	103
Legal Section	12
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1010
Census Tract	180700

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78746 265TH ST, ALBERT LEA, MN 56007-6817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Sep 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	2020V1163297
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78746 265TH ST, ALBERT LEA, MN 56007-6817
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A544789
Date	Oct 9, 2020
Instrument	A544789

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 30, 2020
Property Address	78746 265TH ST, ALBERT LEA, MN 56007-6817
Document Number	CRV1163297
Instrument Date	Sep 30, 2020
Instrument	CRV1163297
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25994 725TH AVE, 25994, ALBERT LEA, MN 56007-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78746 265TH ST, ALBERT LEA, MN 56007-6817

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,934.00 Homeowner's exemption	$220,900 (+18.32%) Land $61,300 Building $159,600	$220,900 (+18.32%) Land $61,300 Building $159,600
2025	$1,934.00 (+10.89%)
2023	$1,744.00 (+67.37%) Homeowner's exemption	$186,700 Land $61,300 Building $125,400	$186,700 Land $61,300 Building $125,400
2020	$1,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

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