78741 Sears Rd, Cottage Grove, OR 97424 Property Records

Lane County property record for 78741 Sears Rd, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,366 sqft · built 1920
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-03-26-00-00900-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-26-00-00900-000`
Alternative APN	`0887081`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,366 sqft Finished Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1954
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	0887081
Street Address	78741 SEARS RD
City	COTTAGE GROVE
State	OR
Zip	97424-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SUBD:CEDAR PARK SUBDIVISION SEC/TWN/RNG/MER:SEC 26 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	CEDAR PARK SUBDIVISION
Legal Lot Number	900
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	3
Census Block	3000
Census Tract	1301

Owner

78741 Sears Rd is owned and occupied by two individuals who acquired it in April 2021.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	78741 SEARS RD, COTTAGE GROVE, OR 97424-9460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021
Deed Sale	Apr 6, 2021
Deed Document Number	2021-023726
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	78741 SEARS RD, COTTAGE GROVE, OR 97424-9460
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78741 SEARS RD, COTTAGE GROVE, OR 97424-9460

Mortgage

Document Number	0000029064
Date	Jun 29, 2022
Instrument	2022-029064

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	78741 SEARS RD, COTTAGE GROVE, OR 97424-9460
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78741 SEARS RD, COTTAGE GROVE, OR 97424-9460

Mortgage

Document Number	0000055374
Date	Aug 24, 2021
Instrument	2021-055374

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 78741 Sears Rd was $2,545 with a veteran's exemption.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,545.00 Veteran's exemption	$254,605	$418,515 Land $196,098 Building $222,417
2023	$2,435.00 (+4.55%) Veteran's exemption	$239,991 (+3%)	$395,488 (+1.41%) Land $173,040 Building $222,448
2022	$2,329.00 Veteran's exemption	$233,001	$389,987 Land $173,040 Building $216,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78741 Sears Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Nov 1996 · Flooding, Land, Mud Slides, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78741 Sears Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFN, Hunter Communications.

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