1. Home
  2. Florida
  3. Davenport
  4. Oak Reflection Loop

7872 Oak Reflection Loop, Davenport, FL 33837 Property Records

Polk County property record for 7872 Oak Reflection Loop, Davenport, FL 33837

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,942 sqft · built 2023
Lot Size0.14 acres (6,090 sqft)
OwnerIndividual Name on Record
Last Sale$620,575 (Feb 2023)
Tax Bill$7,251 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-10-701311-001230

Property Details

APN / Parcel Number

Primary APN27-26-10-701311-001230
Alternative APNs
  • 102627701311001230
  • 02627000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,942 sqft Living Area
Gross Area3,602 sqft
1st Floor Area1,460 sqft
Upper Floors Area1,482 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialTile
Lot Area6,090 sqft (0.14 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
Pool TypeEnclosed Pool
PorchFlorida Room

Location & Zoning

Street Address7872 OAK REFLECTION LOOP
CityDAVENPORT
StateFL
Zip33837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOLTERRA PHASE 2D PB 177 PGS 17-24 LOT 123
Legal Range27E
Legal Township26S
Legal Section10
Legal SubdivisionSOLTERRA PHASE 2D
Legal Block1
Legal Lot Number123
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1015
Census Tract12506

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address21 SUMMER HILL RD, MEDWAY, MA 02053-2144
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 8, 2020Deed of Trust, Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2023 · Amount on Record
Deed SaleFeb 8, 2023 · Amount on Record
Deed Document Number202329957
Deed Book / Page12576 / 157
Record UpdatedOct 29, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateFeb 8, 2023
Property Address7872 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number0000029957
Book / Page12576 / 157
Map ReferenceMB 177 PG 17-24
Instrument DateFeb 1, 2023
Instrument2023029957
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,344.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 SUMMER HILL RD, MEDWAY, MA 02053-2144

Mortgage

Document Number0012576158
DateFeb 8, 2023
Instrument12576/158
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address7872 OAK REFLECTION LOOP, DAVENPORT, FL 33837
Document Number0112600343
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14025 RIVEREDGE DR #175 TAMPA FL 336372001, 175, TAMPA, FL 33637-2001

Mortgage

Document Number0112600343
DateJun 10, 2020
Book Page011260/000343
Instrument114699
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressORLANDO, FL 32822
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$616,982 (+1%)$618,770 (+10.32%) Land $80,000 Building $538,770
2025$7,251.00 (+36.22%)$560,893 (+647.86%) Land $80,000 Building $480,893$560,893 (+647.86%) Land $80,000 Building $480,893
2023$5,323.00 (+6.59%)$75,000 (-) Land $75,000$75,000 (-) Land $75,000
2022$4,994.00$75,000 Land $75,000$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2002–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST
serves 60,557 people · EPA ID FL6530617
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Oak Reflection Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures