7872 Melton Rd, Gary, IN 46403 Property Records

Lake County property record for 7872 Melton Rd, Gary, IN 46403

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	62,720 sqft · built 1974
Lot Size	4.38 acres (190,793 sqft)
Owner	Company Name on Record
Tax Bill	$39,376 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-09-05-476-008.000-004`

Property Details

APN / Parcel Number

Primary APN	`45-09-05-476-008.000-004`

Interior

Stories	1 Story
Building Area	62,720 sqft Total Area
1st Floor Area	62,720 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	190,793 sqft (4.38 acres)
Garage Area	62,720 sqft

Location & Zoning

Street Address	7872 MELTON RD
City	GARY
State	IN
Zip	46403-3110
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT. OF SE.1/4 S.5 T.36 R.7 LYNG N. OF HWY 20 & S. OF RR 4.38AC
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1035
Census Tract	10207

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	826 KENDALL CT, CROWN POINT, IN 46307-2688
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage OLD PLANK TRAIL COMMUNITY BANK NA
Jan 19, 2021	Grant Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BK
Jun 15, 2018	Grant Deed, Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021
Deed Sale	Jan 19, 2021
Prior Sale	Jun 14, 2013
Deed Document Number	20215020
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7872 MELTON RD, GARY, IN 46403-3110
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050270
Date	Dec 29, 2025
Instrument	2025-550270

Lender

Name	OLD PLANK TRAIL COMMUNITY BANK NA
Type	Bank
Address	MOKENA, IL 60448

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Jan 19, 2021
Property Address	7872 MELTON RD, GARY, IN 46403-3110
Document Number	0000005020
Instrument Date	Dec 16, 2020
Instrument	5020
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	826 KENDALL CT CROWN POINT IN 463072688, CROWN POINT, IN 46307-2688

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7872 MELTON RD, GARY, IN 46403-3110
Document Number	0000005021
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7850-7980 MELTON RD GARY IN 464033110, GARY, IN 46403-3110

Mortgage

Document Number	0000005021
Date	Jan 19, 2021
Instrument	5021

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	SCHERERVILLE, IN 46375

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 18, 2026

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Jun 15, 2018
Property Address	7872 MELTON RD, GARY, IN 46403-3110
Instrument Date	Jun 7, 2018
Instrument	37500
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 S 450 MADISON ST BURR RIDGE IL 60525, BURR RIDGE, IL 60525

Mortgage

Document Number	0000037500
Date	Jun 15, 2018
Instrument	37500

Lender

Name	INLAND BK&TR
Type	Bank
Address	2805 BUTTERFIELD RD # 200, OAK BROOK, IL 60523-1170

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,134,300 (+3.02%) Land $394,200 Building $740,100	$1,134,300 (+3.02%) Land $394,200 Building $740,100
2024	$39,376.00 (-50.83%)
2023		$1,101,100 (-27.22%) Land $394,200 Building $706,900	$1,101,100 (-27.22%) Land $394,200 Building $706,900
2022	$80,087.00	$1,512,900 Land $394,200 Building $1,118,700	$1,512,900 Land $394,200 Building $1,118,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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