7872 E Co Rd 225N, Lerna, IL 62440 Property Records

Coles County property record for 7872 E Co Rd 225N, Lerna, IL 62440 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1976
Lot Size1.35 acres (59,040 sqft)
OwnerIndividual Name on File
Last Sale$112,000 (Oct 2007)
Tax Bill$3,393 (2025)
Deeds & MortgagesOct 2018 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11-0-01685-000

Property Details

APN / Parcel Number

Primary APN11-0-01685-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Base Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area59,040 sqft (1.35 acres)
Lot Dimensions328 ft deep x 180 ft wide
Garage TypeAttached
Garage Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7872 E COUNTY ROAD 225N
CityLERNA
StateIL
Zip62440-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HGTS LOT 8 E1/4 SE1/4 SEC 08 T11N R08E
Legal Range08E
Legal Township11N
Legal Section08
Legal SubdivisionCOUNTRY HGTS
Legal Lot Number8
JurisdictionCOLES IL
Township / Civil DivisionPLEASANT GROVE
Census Block Group4
Census Block4023
Census Tract200

Owner

Source: Coles County records · APN 11-0-01685-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7872E E COUNTY ROAD 225N, LERNA, IL 62440-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
COLUMBIA STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2007 · Amount on Record
Deed SaleOct 15, 2007 · Amount on Record
Deed Document Number2007702799
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address7872 E COUNTY ROAD 225N, LERNA, IL 62440-2510
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800778503
DateOct 18, 2018
Instrument201800778503
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 04, 2048
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLES IL
Property Address7872 E COUNTY ROAD 225N, LERNA, IL 62440-2510
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100793030
DateFeb 22, 2021
Instrument202100793030
Lender
NameCOLUMBIA STATE BANK
TypeBank
AddressCHARLESTON, IL 61920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionPleasant Grove Township
Unified School DistrictMattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,393.00 (+0.44%) Homeowner's exemption$59,677 (+6%) Land $6,031 Building $53,646$179,031 (+6%) Land $18,093 Building $160,938
2024$3,378.00 (+53.69%)$56,299 (+5%) Land $5,690 Building $50,609$168,897 (+5%) Land $17,070 Building $151,827
2023$53,618 Land $5,419 Building $48,199$160,854 Land $16,257 Building $144,597
2020$2,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290002004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims4 (2008–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2021, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 34% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AMG Technology Investment GroupFixed Wireless800 / 400
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Consolidated CommunicationsDSL10 / 1

May also be available at this address: LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

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