Lincoln County property record for 7872 Cherry Point Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,274 sqft · built 1986 |
| Lot Size | 0.666 acres (29,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Oct 2016) |
| Tax Bill | $2,360 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-79-3978 |
| Primary APN | 4602-79-3978 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,274 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 29,011 sqft (0.666 acres) |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Storage Building | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 269519 |
|---|---|
| Street Address | 7872 CHERRY POINT DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-S |
| Legal Description | PT 24 CHERRY POINT SUB |
| Legal Subdivision | CHERRY POINT |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 71201 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7872 CHERRY POINT DR, DENVER, NC 28037-8539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Oct 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on Record |
| Deed Sale | Oct 11, 2016 · Amount on Record |
| Deed Document Number | 2016553582 |
| Deed Book / Page | 2620 / 571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7872 CHERRY POINT DR, DENVER, NC 28037-8539 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7872 CHERRY POINT DR, DENVER, NC 28037-8539 |
| Document Number | 0003264201 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 3264/201 |
| Instrument | 669671 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7872 CHERRY POINT DR, DENVER, NC 28037-8539 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003116526 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 3116/526 |
| Instrument | 644185 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 6, 2020 |
| Property Address | 7872 CHERRY POINT DR, DENVER, NC 28037-8539 |
| Document Number | 2959558 |
| Book / Page | 002959 / 000558 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 617415 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7872 CHERRY POINT DR DENVER NC 280378539, DENVER, NC 28037-8539 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,360.00 | $367,700 (-) Land $81,990 Building $285,710 | $367,700 (-) Land $81,990 Building $285,710 |
| 2025 | $2,360.00 (+1.24%) | $367,700 (-) Land $81,990 Building $285,710 | $367,700 (-) Land $81,990 Building $285,710 |
| 2023 | $2,331.00 | $367,700 Land $81,990 Building $285,710 | $367,700 Land $81,990 Building $285,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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