7870 White Oak Loop, Lithonia, GA 30038 Property Records

DeKalb County property record for 7870 White Oak Loop, Lithonia, GA 30038

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,992 sqft · built 2006
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Sep 2009)
Tax Bill$4,609 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN16-182-02-008

Property Details

APN / Parcel Number

Primary APN16-182-02-008
Alternative APN
  • 4735062

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,992 sqft Living Area
Gross Area3,344 sqft
1st Floor Area1,355 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTraditional
Exterior MaterialWood Frame
Construction TypeWood
Roof TypeGable/Hip
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area352 sqft
PorchOpen Porch
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address7870 WHITE OAK LOOP
CityLITHONIA
StateGA
Zip30038-3353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA8
Legal SubdivisionTHE PARKS OF STONECREST POD A UNIT 3
Legal Block1
JurisdictionDE KALB GA
Township / Civil DivisionLITHONIA
Census Block Group1
Census Block1017
Census Tract23440

Owner

Source: DeKalb County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7870 WHITE OAK LOOP, LITHONIA, GA 30038-3353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Jan 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2009 · Amount on Record
Deed SaleSep 1, 2009 · Amount on Record
Prior SaleJul 16, 2009 · Amount on Record
Deed Book / Page21626 / 5
Prior Transfer DateJun 2, 2009
Prior Transfer Doc0021553086
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7870 WHITE OAK LOOP, LITHONIA, GA 30038-3353
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7870 WHITE OAK LOOP, LITHONIA, GA 30038-3353

Mortgage

Document Number0308800198
DateApr 28, 2023
Book Page0000030880/0000000198
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 1, 2063

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB GA
Property Address7870 WHITE OAK LOOP, LITHONIA, GA 30038-3353
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7870 WHITE OAK LOOP, LITHONIA, GA 30038-3353

Mortgage

Document Number0300600288
DateJan 19, 2022
Book Page0000030060/0000000288
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyDeKalb County
MunicipalityStonecrest City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,609.00 (+15.51%) Homeowner's exemption$160,320 (+2.48%) Land $18,640 Building $141,680$400,800 (+2.48%) Land $46,600 Building $354,200
2023$3,990.00 (-2.83%) Homeowner's exemption$156,440 (+13.86%) Land $18,640 Building $137,800$391,100 (+13.86%) Land $46,600 Building $344,500
2022$4,106.00$137,400 Land $18,640 Building $118,760$343,500 Land $46,600 Building $296,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB COUNTY
serves 743,000 people · EPA ID GA0890001
Water SourceSurface water
Last State InspectionNov 2023
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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