Hillsdale County property record for 7870 Shaffer Rd, Reading, MI 49274 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Square Footage | 1,656 sqft Living Area |
| Lot Size | 25,189 sqft (0.578 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,796.00 (2025) |
| Primary APN | 10-100-001-008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,656 sqft Living Area |
| 1st Floor | 1,656 sqft 1st Floor |
| Basement Area | 1,656 sqft Basement |
| Unfinished Basement | 1,656 sqft Unfinished |
| Stories | 1 Stories |
| Exterior Material | Wood Siding Exterior |
|---|---|
| Lot Area | 25,189 sqft (0.578 acres) |
| Lot Width | 117 ft Width |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 7870 SHAFFER RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & 9 SHAFFERS COVE SUB SEC 3 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 03 |
| Legal Subdivision | SHAFFERS COVE |
| Legal Lot Number | 8,9 |
| Jurisdiction | HILLSDALE MI |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 10-100-001-008
Assessment roll updated July 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7870 SHAFFER RD, READING, MI 49274-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 03, 2020 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 7870 SHAFFER RD, READING, MI 49274-9406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 1772/239 |
|---|---|
| Date | Sep 03, 2020 |
| Book Page | 1772/239 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | OREGON, OH 43616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 7870 SHAFFER RD, READING, MI 49274-9406 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1764/688 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 1764/688 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,600 (+10.06%) | $411,119 (+10.02%) Land $121,669 Building $289,450 | |
| 2025 | $2,796.00 (+21.41%) | ||
| 2023 | $186,800 | $373,664 Land $121,669 Building $251,995 | |
| 2021 | $2,303.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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