7870 S Harmony Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 7870 S Harmony Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1996
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$223,718 (Mar 2023)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-00150-01`

Property Details

APN / Parcel Number

Primary APN	`005-00150-01`
Alternative APN	`53-10-10-400-019.000-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-00150-01
Street Address	7870 S HARMONY RD
City	BLOOMINGTON
State	IN
Zip	47403-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	CASSIDY LOT 1
Legal Subdivision	CASSIDY SUBDIVISION
Legal Lot Number	1
Jurisdiction	MONROE IN
Township / Civil Division	INDIAN CREEK
Census Block Group	4
Census Block	4005
Census Tract	1200

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7870 S HARMONY RD, BLOOMINGTON, IN 47403-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	202348611
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	2021012981
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 28, 2023
Property Address	7870 S HARMONY RD, BLOOMINGTON, IN 47403-9453
Document Number	2023003110
Map Reference	CAB C ENV 155
Instrument Date	Mar 27, 2023
Instrument	2023003110
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 S HARMONY RD, BLOOMINGTON, IN 47403-9453

Mortgage

Document Number	2023003111
Date	Mar 28, 2023
Instrument	2023003111

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year T-Bill
Max Rate	11.1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jul 8, 2021
Property Address	7870 S HARMONY RD, BLOOMINGTON, IN 47403-9453
Document Number	2021012981
Map Reference	CAB C ENV 155
Instrument Date	Jul 1, 2021
Instrument	2021012981
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7870 S HARMONY RD, BLOOMINGTON, IN 47403-9453

Mortgage

Document Number	2021012982
Date	Jul 8, 2021
Instrument	2021012982

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Indian Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00 (-8.02%)	$331,700 (+3.59%) Land $50,500 Building $281,200	$331,700 (+3.59%) Land $50,500 Building $281,200
2024	$2,581.00 (+8.95%)
2023		$320,200 (+8.36%) Land $40,400 Building $279,800	$320,200 (+8.36%) Land $40,400 Building $279,800
2022	$2,369.00	$295,500 Land $35,400 Building $260,100	$295,500 Land $35,400 Building $260,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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