7870 Jolain Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 7870 Jolain Dr, Montgomery, OH 45242

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,684 sqft · built 2016
Lot Size	0.487 acres (21,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$906,900 (Jan 2017)
Tax Bill	$17,323 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`603-0013-0034-00`

Property Details

APN / Parcel Number

Primary APN	`603-0013-0034-00`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,684 sqft Living Area
1st Floor Area	1,880 sqft
2nd Floor Area	1,804 sqft
Basement Area	1,880 sqft
Finished Basement	1,510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	228 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	979 sqft
Parking Spaces	4 Parking Spaces
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7870 JOLAIN DR
City	MONTGOMERY
State	OH
Zip	45242-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOLAIN DR 89 X 228.36 IRRLOT 16 JOLAIN ACRES SUB BLK B
Legal Subdivision	JOLAIN ACRES SUB
Legal Block	B
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	23902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7870 JOLAIN DR, MONTGOMERY, OH 45242-6318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage KEMBA CU
Jan 11, 2017	Warranty Deed, Subdivision Related Transfer · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	17-0002965
Deed Book / Page	013331 / 000357
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7870 JOLAIN DR, MONTGOMERY, OH 45242-6318
Document Number	0000048986
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7870 JOLAIN DR MONTGOMERY OH 452426318, MONTGOMERY, OH 45242-6318

Mortgage

Document Number	0000048986
Date	Jun 22, 2020
Book Page	014177/001943
Instrument	48986

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 11, 2017
Property Address	7870 JOLAIN DR, MONTGOMERY, OH 45242-6318
Document Number	0000002965
Book / Page	013331 / 000357
Instrument Date	Dec 28, 2016
Instrument	2965
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2017
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7870 JOLAIN DR MONTGOMERY OH 452426318, MONTGOMERY, OH 45242-6318

Mortgage

Document Number	2966
Date	Jan 11, 2017
Instrument	2966

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,323.00 (+2.38%)	$338,597 (+%) Land $33,687 Building $304,910
2024	$16,921.00 (-0.56%)	$338,596 (-) Land $33,687 Building $304,909
2023	$17,017.00 (-18.49%)	$338,596 (-2.28%) Land $33,687 Building $304,909	$967,420 (-2.28%) Land $96,250 Building $871,170
2022	$20,876.00 Homeowner's exemption	$346,500 Land $96,250 Building $250,250
2020			$990,000 Land $275,000 Building $715,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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