7870 Hem St, Alanson, MI 49706 Property Records

Emmet County property record for 7870 Hem St, Alanson, MI 49706

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2025)
Tax Bill	$272 (2020)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-17-11-300-034`

Property Details

APN / Parcel Number

Primary APN	`07-17-11-300-034`

Exterior

Lot Area	49,658 sqft (1.14 acres)

Location & Zoning

Street Address	7870 HEM ST
City	ALANSON
State	MI
Zip	49706-8602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PT OF S ? OF SW ? OF SECTION 11, COM AT SW COR OF SD SEC, TH N89?03?40?E 860 FT ALG S LN OF SD SEC, TH N00?04?37?W 639.12 FT
Legal Range	04W
Legal Township	35N
Legal Section	11
Jurisdiction	EMMET MI
Township / Civil Division	LITTLEFIELD
Census Block Group	1
Census Block	1050
Census Tract	970202

Owner

7870 Hem St is owned and occupied by an individual who bought it in December 2025.

Source: Emmet County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4630 CHATELET DR, BOYNE CITY, MI 49712-9292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST MICHIGAN HABITAT OR
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNI
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION
Dec 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on File
Deed Sale	Dec 5, 2025 · Amount on File
Deed Document Number	20255224775
Deed Book / Page	1271 / 739
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	7870 HEM ST, ALANSON, MI 49706-8602
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 M 119, PETOSKEY, MI 49770-9324

Mortgage

Document Number	0000001271/0000000741
Date	Dec 5, 2025
Book Page	0000001271/0000000741
Instrument	5224777

Lender

Name	NORTHWEST MICHIGAN HABITAT OR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	7870 HEM ST, ALANSON, MI 49706-8602
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 CHATELET DR, BOYNE CITY, MI 49712-9292

Mortgage

Document Number	0005224776
Date	Dec 5, 2025
Instrument	5224776

Lender

Name	COMMUNITY FINANCIAL CREDIT UNI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 5, 2025
Property Address	7870 HEM ST, ALANSON, MI 49706-8602
Document Number	001271/739
Book / Page	1271 / 739
Instrument Date	Dec 4, 2025
Instrument	5224775
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 CHATELET DR, BOYNE CITY, MI 49712-9292

Mortgage

Document Number	0005224776
Date	Dec 5, 2025
Instrument	5224776

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000001271/0000000741
Date	Dec 5, 2025
Book Page	0000001271/0000000741
Instrument	5224777

Lender

Name	NORTHWEST MICHIGAN HABITAT OR HUMANITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 31, 2020
Property Address	7870 HEM ST, ALANSON, MI 49706-8602
Document Number	001228/585
Book / Page	1228 / 585
Instrument Date	Nov 19, 2020
Instrument	5181554
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 M 119, PETOSKEY, MI 49770-9324
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Littlefield Township
Unified School District	Alanson Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,300 Land $102,300	$204,600 Land $204,600
2020	$272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7870 Hem St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7870 Hem St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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