Cheboygan County property record for 7870 Carter Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,070 sqft · built 2003 |
| Lot Size | 13.4 acres (586,318 sqft) |
| Owner | Trust Name on File |
| Last Sale | $285,000 (Dec 2011) |
| Tax Bill | $3,222 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-029-100-001-04 |
| Primary APN | 104-029-100-001-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,070 sqft Building Perimeter |
| 1st Floor Area | 3,070 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 586,318 sqft (13.4 acres) |
| Garage Area | 1,163 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7870 CARTER RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SEC 29, T37N,R1W; TH S 2D 30' W 383.35FT TO POB; TH S 2D 30' W 934.32FT; TH S 83D 21' 40" E 678.08FT; TH N 2D 28' |
| Legal Range | 01W |
| Legal Township | 037 |
| Legal Section | 29 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960401 |
7870 Carter Rd is owner-occupied and held in a trust since December 2013.
Source: Cheboygan County records, as of June 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 7870 CARTER RD, CHEBOYGAN, MI 49721-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2011 · Amount on File |
| Deed Sale | Dec 27, 2011 · Amount on File |
| Deed Book / Page | 1191 / 923 |
| Last Transfer Date | Dec 10, 2013 |
| Transfer Doc | 001249/584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 7914 CARTER RD, CHEBOYGAN, MI 49721-9290 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7870 CARTER RD, CHEBOYGAN, MI 49721-9290 |
| Document Number | 0000001433/0000000498 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 0000001433/0000000498 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 7870 Carter Rd was $3,222 with a homeowner's exemption, up 3.2% from the year before.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Benton Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,400 (+9.61%) | $542,800 (+9.61%) | |
| 2025 | $3,222.00 (+3.2%) Homeowner's exemption | $247,600 | $495,200 |
| 2024 | $3,122.00 | ||
| 2023 | $223,600 | $447,200 | |
| 2022 | $2,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7870 Carter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7870 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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