7870 A1A S, Unit 306, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 7870 A1A S, Unit 306, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,200 sqft · built 1974
Owner	Individual Name on File
Last Sale	$575,000 (Mar 2022)
Tax Bill	$6,289 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`186155-0306`

Property Details

APN / Parcel Number

Primary APN	`186155-0306`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	67 Units
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974

Location & Zoning

Street Address	7870 A1A S, 306
City	SAINT AUGUSTINE
State	FL
Zip	32080-8229
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HOUSE CONDO (PT OR269/ 322 THRU 368) APT 306 OR5518/318
Legal Range	30E
Legal Township	09S
Legal Section	11
Legal Subdivision	OCEAN HOUSE
Legal Lot Number	306
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21209

Owner

7870 A1A S, Unit 306 is owned by an individual who bought it in March 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	56 SIERRA MADRE WAY, RANCHO MIRAGE, CA 92270-3933
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 18, 2020	Warranty Deed, Transfer OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	202228907
Deed Book / Page	5518 / 318
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 18, 2022
Property Address	7870 A1A S UNIT 306, 306, SAINT AUGUSTINE, FL 32080-8229
Document Number	0055180318
Book / Page	5518 / 318
Map Reference	MB 269 PG 332
Instrument Date	Mar 17, 2022
Instrument	2022028907
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 FORT PICKENS RD # RD10C, 1200, PENSACOLA BEACH, FL 32561-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 SALT TIDE WAY, SAINT AUGUSTINE, FL 32080-6117

Mortgage

Document Number	0005518320
Date	Mar 18, 2022
Instrument	5518/320

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	8.99%
Index	Other
Max Rate	8.99%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 18, 2020
Property Address	7870 A1A S UNIT 306, 306, SAINT AUGUSTINE, FL 32080-8229
Document Number	0049041457
Book / Page	004904 / 001457
Instrument Date	Mar 16, 2020
Instrument	21919
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$19.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 A1A S #306 ST AUGUSTINE FL 320808229, 306, ST AUGUSTINE, FL 32080-8229

Tax Assessment & Valuation

The 2025 property tax bill for 7870 A1A S, Unit 306 was $6,289, down 4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (-) Building $465,000	$465,000 (-) Building $465,000
2025	$6,289.00 (-4.04%)	$465,000	$465,000
2024	$6,554.00 (+3.47%)
2023	$6,334.00 (+82.27%)	$496,699 (+60.42%)	$496,699 (+14.76%)
2022	$3,475.00 Homeowner's exemption	$309,618	$432,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7870 A1A S, Unit 306 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 225 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,177 units insured incl. 952 condo units
Nearby Flood Claims	67 (1999–2024)
Claims Outside the SFHA	3 of 67
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7870 A1A S, Unit 306 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on A1A S

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