7870 A1A S, Unit 118, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 7870 A1A S, Unit 118, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,200 sqft · built 1974
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2019)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`186155-0118`

Property Details

APN / Parcel Number

Primary APN	`186155-0118`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	67 Units
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974

Location & Zoning

Street Address	7870 A1A S, 118
City	SAINT AUGUSTINE
State	FL
Zip	32080-8225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HOUSE CONDO(PT OR269/322 THRU 368) APT 118 OR4783/545
Legal Range	30E
Legal Township	09S
Legal Section	11
Legal Subdivision	OCEAN HOUSE
Legal Tract	D
Legal Lot Number	118
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2001
Census Tract	21209

Owner

7870 A1A S, Unit 118 is owned by two individuals who bought it in August 2019.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 SUMMERSET DR, SAINT JOHNS, FL 32259-8891
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Aug 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Deed Document Number	201962405
Deed Book / Page	4783 / 545
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 22, 2019
Property Address	7870 A1A S UNIT 118, 118, SAINT AUGUSTINE, FL 32080-8225
Document Number	0047830545
Book / Page	4783 / 0545
Map Reference	MB 269 PG 332-368
Instrument Date	Aug 22, 2019
Instrument	2019062405
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6300 SEA MIST CT, 6300, WILMINGTON, NC 28409-2143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 SUMMERSET DR, JACKSONVILLE, FL 32259-8891

Mortgage

Document Number	0004783550
Date	Aug 22, 2019
Instrument	4783/550

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 8, 2019
Property Address	7870 A1A S UNIT 118, 118, SAINT AUGUSTINE, FL 32080-8225
Document Number	0047741661
Book / Page	004774 / 001661
Instrument Date	Aug 7, 2019
Instrument	58202
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 BROADVIEW TER CHATHAM NJ 079281826, CHATHAM, NJ 07928-1826

Tax Assessment & Valuation

The 2025 property tax bill for 7870 A1A S, Unit 118 was $5,071, up 4.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,000 (-) Building $375,000	$375,000 (-) Building $375,000
2025	$5,071.00 (+4.73%)	$375,000 (-12.38%)	$375,000 (-12.38%)
2024	$4,842.00 (+6.46%)	$428,000 (+5.55%)	$428,000 (+5.55%)
2023	$4,548.00 (+16.5%)	$405,480 (+26.71%)	$405,480 (+26.71%)
2022	$3,904.00	$320,000	$320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7870 A1A S, Unit 118 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 225 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,177 units insured incl. 952 condo units
Nearby Flood Claims	67 (1999–2024)
Claims Outside the SFHA	3 of 67
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Irma, Sep 2017 · 10 claims Hurricane Matthew, Oct 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7870 A1A S, Unit 118 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on A1A S

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