787 Windermere Point Way, Oceanside, CA 92058 Property Records

San Diego County property record for 787 Windermere Point Way, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,104 sqft · built 1986
Lot Size	2.67 acres (116,702 sqft)
Owner	2 Company Names on Record
Last Sale	$361,000 (Jul 2019)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`157-550-33-22`

Property Details

APN / Parcel Number

Primary APN	`157-550-33-22`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	116,702 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	787 WINDERMERE POINT WAY
City	OCEANSIDE
State	CA
Zip	92058-6937
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 152 US118PER DOC88-467914&UND INT IN LOTS 150 THRU TR 009745
Legal Subdivision	WHELAN RANCH
Legal Tract	009745
Legal Block	1
Legal Lot Number	150,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18608

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jul 15, 2019	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Sep 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Document Number	2019281676
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000228953
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2026
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Document Number	0000228953
Instrument Date	Aug 4, 2026
Instrument	2026228953
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197926
Date	Apr 20, 2020
Instrument	2020-0197926

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937

Mortgage

Document Number	0000599158
Date	Aug 23, 2021
Instrument	2021-0599158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2019
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Document Number	0000281675
Instrument Date	Jul 12, 2019
Instrument	281675
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	42850 LINDA VIA TEMECULA CA 925929547, TEMECULA, CA 92592-9547

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2019
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Document Number	0000281676
Instrument Date	Jun 19, 2019
Instrument	281676
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 WINDERMERE POINT WAY OCEANSIDE CA 920586937, OCEANSIDE, CA 92058-6937

Mortgage

Document Number	281677
Date	Jul 15, 2019
Instrument	281677

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2017
Property Address	787 WINDERMERE POINT WAY, OCEANSIDE, CA 92058-6937
Document Number	0000445949
Instrument Date	Sep 26, 2017
Instrument	445949
Transaction Type	Transfer
Record Updated	Oct 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42850 LINDA VIA TEMECULA CA 925929547, TEMECULA, CA 92592-9547

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$402,264 (+2%) Land $252,089 Building $150,175
2025	$4,374.00 (+5.25%) Homeowner's exemption	$394,378 (+4.04%) Land $247,147 Building $147,231
2023	$4,156.00 (+1.56%) Homeowner's exemption	$379,065 Land $237,550 Building $141,515
2022	$4,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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