Hoke County property record for 787 Union St, Raeford, NC 28376
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,426 sqft · built 2025 |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jan 2026) |
| Tax Bill | $2,983 (2026) |
| Deeds & Mortgages | May 2025 Construction Loan Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 494670301586 |
| Primary APN | 494670301586 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Porch | Slab |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 194002 |
|---|---|
| Street Address | 787 UNION ST |
| City | RAEFORD |
| State | NC |
| Zip | 28376-9835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 426 BEDFORD 4-207/3-5 NEW HOME 100% 2026 |
| Legal Subdivision | BEDFORD |
| Jurisdiction | HOKE NC |
| Township / Civil Division | MCLAUCHLIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970105 |
787 Union St is owned and occupied by two individuals who bought it in January 2026.
Source: Hoke County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 787 UNION ST, RAEFORD, NC 28376-9835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage PARAGON BANK |
| Jan 22, 2026 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Mar 26, 2025 · Amount on File |
| Deed Document Number | 2026457 |
| Deed Book / Page | 1638 / 505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOKE NC |
| Property Address | 787 UNION ST, RAEFORD, NC 28376-9835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 222 MAIDEN LN, FAYETTEVILLE, NC 28301-5030 |
| Investor | Possibly a Property Investor |
| Document Number | 001593/510 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 1593/510 |
| Instrument | 3455 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | 6752 PARKER FARM DR # 110, WILMINGTON, NC 28405 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jun 10, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOKE NC |
| Recording Date | Jan 22, 2026 |
| Property Address | 787 UNION ST, RAEFORD, NC 28376-9835 |
| Document Number | 001638/505 |
| Book / Page | 1638 / 505 |
| Map Reference | MB 4218 PG 6-8 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 457 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 MAIDEN LN, FAYETTEVILLE, NC 28301-5030 |
| Name | Verified Name |
|---|---|
| Address | 787 UNION ST, RAEFORD, NC 28376-9835 |
| Document Number | 0000000458 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 458 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2026 property tax bill for 787 Union St was $2,983, up 538.8% from the year before.
Source: Hoke County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Hoke County |
| Unified School District | Hoke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,983.00 (+538.76%) | $352,230 (+509.92%) Land $57,750 Building $294,480 | $352,230 (+509.92%) Land $57,750 Building $294,480 |
| 2025 | $467.00 | $57,750 Land $57,750 | $57,750 Land $57,750 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 787 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 787 Union St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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