787 Seashore Dr, Atlantic, NC 28511 Property Records

Carteret County property record for 787 Seashore Dr, Atlantic, NC 28511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,176 sqft · built 2015
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Tax Bill	$990 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`7492.19.50.6928000`

Property Details

APN / Parcel Number

Primary APN	`7492.19.50.6928000`
Alternative APNs	`48508` `58283`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,176 sqft Heated Area
Gross Area	1,283 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	58283
Street Address	787 SEASHORE DR
City	ATLANTIC
State	NC
Zip	28511-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HWY 70 ATLANTIC
Legal Block	50
Jurisdiction	CARTERET NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1038
Census Tract	970101

Owner

787 Seashore Dr is owned and occupied by an individual.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	787 SEASHORE DR, ATLANTIC, NC 28511-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 11, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Nov 16, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	787 SEASHORE DR, ATLANTIC, NC 28511-9796
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 SEASHORE DR, ATLANTIC, NC 28511-9796

Mortgage

Document Number	0017770257
Date	Aug 23, 2022
Book Page	1777/257
Instrument	1777257

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	787 SEASHORE DR, ATLANTIC, NC 28511-9796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015870015
Date	Sep 11, 2017
Book Page	1587/015
Instrument	1587015

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	787 SEASHORE DR, ATLANTIC, NC 28511-9796
Document Number	0016240045
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 SEASHORE DR ATLANTIC NC 285119796, ATLANTIC, NC 28511-9796

Mortgage

Document Number	0016240045
Date	Nov 26, 2018
Book Page	001624/000045

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 25, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 787 Seashore Dr was $990.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400 (-) Land $62,751 Building $181,649	$244,400 (-) Land $62,751 Building $181,649
2025	$990.00	$244,400 Land $62,751 Building $181,649	$244,400 Land $62,751 Building $181,649
2023		$126,245 Land $21,275 Building $104,970	$126,245 Land $21,275 Building $104,970
2022	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 787 Seashore Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	308 (1985–2026)
Claims Outside the SFHA	15 of 308
Most Recent Claim	Mar 2026
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Irene, Aug 2011 · 78 claims Hurricane Isabel, Sep 2003 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Seashore Dr is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 97.3% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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