787 S 48th St, Springfield, OR 97478 Property Records

Lane County property record for 787 S 48th St, Springfield, OR 97478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,433 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Jul 2015)
Tax Bill	$6,709 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-05-11-02100-000`

Property Details

APN / Parcel Number

Primary APN	`18-02-05-11-02100-000`
Alternative APN	`1730512`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,433 sqft Finished Area
1st Floor Area	1,097 sqft
2nd Floor Area	1,336 sqft

Exterior

Year Built	Built 2005
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	1,110 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1730512
Street Address	787 S 48TH ST
City	SPRINGFIELD
State	OR
Zip	97478-6858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-LOW DENSITY RES
Legal Description	LOT:18 SUBD:ROCKY ROAD SEC/TWN/RNG/MER:SEC 05 TWN 18 RNG 02
Legal Range	02W
Legal Township	18S
Legal Section	05
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	ROCKY ROAD
Legal Lot Number	18
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	3500

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 13, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	2015-038527
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7878 S 48TH STREET, SPRINGFIELD, OR 97478

Mortgage

Document Number	0000048837
Date	Jul 26, 2021
Instrument	2021-048837

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858

Mortgage

Document Number	0000065310
Date	Oct 13, 2021
Instrument	2021-065310

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033998
Date	Jul 23, 2018
Instrument	2018-033998

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014840
Date	Mar 25, 2020
Instrument	2020-014840

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	787 S 48TH ST, SPRINGFIELD, OR 97478-6858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068059
Date	Nov 20, 2020
Instrument	2020-068059

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,709.00 (+6.16%)	$365,905 (+6.09%)	$583,330 (+1.35%) Land $134,209 Building $449,121
2023	$6,320.00 (+3.39%)	$344,901 (+3%)	$575,553 (+3.61%) Land $132,274 Building $443,279
2022	$6,113.00	$334,856	$555,479 Land $119,167 Building $436,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Hunter Communications.

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