787 Rose Ln, Healdsburg, CA 95448 Property Records

Sonoma County property record for 787 Rose Ln, Healdsburg, CA 95448

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Sep 2026)
Tax Bill	$10,938 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-344-003-000`

Property Details

APN / Parcel Number

Primary APN	`002-344-003-000`
Alternative APN	`002-344-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	002-344-003
Street Address	787 ROSE LN
City	HEALDSBURG
State	CA
Zip	95448-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYHE
Legal Description	WHITE GATES MANOR SUB LOT 30
Legal Subdivision	WHITE GATES MANOR
Legal Block	4
Legal Lot Number	30
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	4
Census Block	4022
Census Tract	153903

Owner

787 Rose Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Sonoma County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 25, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Jun 24, 2026	Deed of Trust, Mortgage · Construction Mortgage CHANGE LENDING LLC
Jun 13, 2022	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on File
Deed Sale	Sep 8, 2026 · Amount on File
Prior Sale	Jun 13, 2022 · Amount on File
Deed Document Number	202645941
Prior Transfer Date	Aug 9, 2016
Prior Transfer Doc	0000072775
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 8, 2026
Property Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Document Number	0000045941
Instrument Date	Sep 4, 2026
Instrument	202645941
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	787 ROSE LN, HEALDSBURG, CA 95448-3734

Mortgage

Document Number	0000045942,
Date	Sep 8, 2026
Instrument	202645942

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 25, 2026
Property Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Document Number	0000031611
Instrument Date	Jun 18, 2026
Instrument	202631611
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	787 ROSE LN, HEALDSBURG, CA 95448-3734

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jun 24, 2026
Property Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Document Number	0000031298
Instrument Date	Jun 17, 2026
Instrument	202631298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031298,
Date	Jun 24, 2026
Instrument	202631298

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Balloon
Rate	6.51%
Initial Type	Balloon
Max Rate	-1%

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 13, 2022
Property Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Document Number	0000041055
Map Reference	MB 75 PG 13&14
Instrument Date	Jun 9, 2022
Instrument	2022041055
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 ROSE LN, HEALDSBURG, CA 95448-3734

Mortgage

Document Number	0000041056
Date	Jun 13, 2022
Instrument	2022041056

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	787 ROSE LN, HEALDSBURG, CA 95448-3734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 ROSE LN, HEALDSBURG, CA 95448-3734

Mortgage

Document Number	0000100663
Date	Oct 30, 2020
Instrument	2020100663

Lender

Name	GUILD MORTGAGE COMPANY LLC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 787 Rose Ln was $10,938.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Healdsburg City
Unified School District	Healdsburg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,126 (+2%) Land $378,850 Building $568,276
2025	$10,938.00	$928,556 Land $371,422 Building $557,134
2023	$10,403.00 (+39.58%)	$892,500 Land $357,000 Building $535,500
2022	$7,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 787 Rose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Rose Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEALDSBURG serves 10,972 people · EPA ID CA4910005
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

Nearby Properties on Rose Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures