787 Pine Dr, Ridgway, CO 81432 Property Records

Ouray County property record for 787 Pine Dr, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,661 sqft · built 2000
Lot Size	3.28 acres (142,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Jul 2023)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R003860`

Property Details

APN / Parcel Number

Primary APN	`R003860`
Alternative APN	`430505210011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,661 sqft Heated Area
Gross Area	3,355 sqft
1st Floor Area	997 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	142,920 sqft (3.28 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	110 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	R003860
Street Address	787 PINE DR
City	RIDGWAY
State	CO
Zip	81432-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26
Legal Description	SUBD: LOGHILL VILLAGE UNIT 4 LOT: 11 S: 5 T: 45 R: 8
Legal Range	08
Legal Township	45
Legal Section	05
Legal Subdivision	LOGHILL VILLAGE
Legal Lot Number	11
Legal Unit	4
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1064
Census Tract	967601

Owner

Source: Ouray County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 CEZANNE WOODS PL, SPRING, TX 77382-2054
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Jul 12, 2023	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Feb 14, 2022	Special Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	2023235241
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	787 PINE DR, RIDGWAY, CO 81432-9683
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 COUNTY ROAD W35 W, NORWOOD, CO 81423

Mortgage

Document Number	0000234093
Date	Feb 13, 2023
Instrument	234093

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	787 PINE DR, RIDGWAY, CO 81432-9683
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232793
Date	Aug 9, 2022
Instrument	232793

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Jul 12, 2023
Property Address	787 PINE DR, RIDGWAY, CO 81432-9683
Document Number	0000235241
Map Reference	DOC 142279
Instrument Date	Jul 11, 2023
Instrument	235241
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$81.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 COUNTY ROAD W35 W, NORWOOD, CO 81423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 CEZANNE WOODS PL, SPRING, TX 77382-2054

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Feb 14, 2022
Property Address	787 PINE DR, RIDGWAY, CO 81432-9683
Document Number	0000231400
Map Reference	DOC 142279
Instrument Date	Feb 10, 2022
Instrument	231400
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	787 PINE DR, RIDGWAY, CO 81432-9683

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	787 PINE DR, RIDGWAY, CO 81432-9683

Mortgage

Document Number	0000231401
Date	Feb 14, 2022
Instrument	231401

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (+3.59%)	$48,270 (+8.57%) Land $11,670 Building $36,600	$772,400 (+16.39%) Land $186,750 Building $585,650
2024	$2,562.00 (+1.3%)	$44,460 (-6.6%) Land $9,830 Building $34,630	$663,610 (-5.68%) Land $146,700 Building $516,910
2023	$2,529.00 (+59.16%)	$47,600 (+64.99%) Land $10,520 Building $37,080	$703,610 (+69.51%) Land $155,540 Building $548,070
2022	$1,589.00	$28,850 Land $4,520 Building $24,330	$415,080 Land $65,000 Building $350,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 42% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS CREEK WC private · serves 1,059 people · EPA ID CO0146485
Water Source	Surface water
Last State Inspection	Feb 2023
Also Mapped Here	TRI COUNTY WCD
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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