787 Peach Tree Ln, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 787 Peach Tree Ln, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	5,336 sqft · built 1985
Lot Size	0.987 acres (42,994 sqft)
Owner	2 Individual Names on File
Last Sale	$1,275,000 (Apr 2020)
Tax Bill	$26,987 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-02304-04-00013-01`

Property Details

APN / Parcel Number

Primary APN	`20-02304-04-00013-01`
Alternative APNs	`20023040004000130001` `22690`

Interior

Stories	2 Stories
Building Area	5,336 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	42,994 sqft (0.987 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	22690
Street Address	787 PEACH TREE LN
City	FRANKLIN LAKES
State	NJ
Zip	07417-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.987 AC
Legal Subdivision	FINAL FOR LENAPE HILLS SU
Legal Block	2304
Legal Lot Number	13.01
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1014
Census Tract	20200

Owner

787 Peach Tree Ln is owned and occupied by two individuals who acquired it in March 2022.

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Intrafamily Transfer, Transfer AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY
Apr 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PICATINNY FCU
Apr 17, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Feb 11, 1999 · Amount on File
Deed Document Number	202040343
Deed Book / Page	3573 / 1251
Last Transfer Date	Mar 16, 2022
Transfer Doc	0048351424
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 14, 2022
Property Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300
Document Number	0048351424
Book / Page	4835 / 1424
Instrument Date	Mar 16, 2022
Instrument	2022099808
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	787 PEACH TREE LN, 787, FRANKLIN LAKES, NJ 07417-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Apr 7, 2022
Property Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300
Document Number	0046451495
Book / Page	4645 / 1495
Instrument Date	Mar 16, 2022
Instrument	2022039885
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	AMERILAND TITLE AGENCY, AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	787 PEACH TREE LN, 787, FRANKLIN LAKES, NJ 07417-2300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300

Mortgage

Document Number	2022039886
Date	Apr 7, 2022
Instrument	2022039886

Lender

Name	PICATINNY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 17, 2020
Property Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300
Document Number	0035731251
Book / Page	3573 / 1251
Instrument Date	Dec 30, 2019
Instrument	20-040343
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,652.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CLINTON ST, 101, HOBOKEN, NJ 07030-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 PEACH TREE LN, FRANKLIN LAKES, NJ 07417-2300

Mortgage

Document Number	20040344
Date	Apr 17, 2020
Instrument	20-040344

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 787 Peach Tree Ln was $26,987 with a senior citizen's exemption, up 6% from the year before.

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,417,400 (-) Land $447,400 Building $970,000	$1,417,400 (-) Land $447,400 Building $970,000
2025	$26,987.00 (+6.01%) Senior Citizen's exemption	$1,417,400 Land $447,400 Building $970,000	$1,417,400 Land $447,400 Building $970,000
2024	$25,457.00
2023		$1,417,400 Land $447,400 Building $970,000	$1,417,400 Land $447,400 Building $970,000
2022	$23,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 787 Peach Tree Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Peach Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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