787 Mountain Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 787 Mountain Ave, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details1,626 sqft · built 1947
Lot Size0.349 acres (15,211 sqft)
Owner2 Individual Names on Record
Last Sale$314,000 (Mar 2005)
Tax Bill$9,364 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Flood ZoneZone X (minimal risk)
APN04-00095-0000-00014

Property Details

APN / Parcel Number

Primary APN04-00095-0000-00014
Alternative APN
  • 040009500014

Interior

Stories1 Story
Building Area1,626 sqft Living Area
1st Floor Area1,626 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeFrame
Lot Area15,211 sqft (0.349 acres)
Lot Dimensions130 ft deep x 117 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address787 MOUNTAIN AVE
CityBOUND BROOK
StateNJ
Zip08805-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionMIDDLEBROOK HEIGHTS ASSOCIATIO
Legal Block95
Legal Lot Number14
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group1
Census Block1003
Census Tract51300

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address787 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2005 · Amount on Record
Deed SaleMar 14, 2005 · Amount on Record
Prior SaleSep 19, 2003 · Amount on Record
Deed Book / Page5717 / 495
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address787 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1401
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001173
DateJan 13, 2026
Book Page7660/2765
Instrument2026001173
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,500 (+5.7%) Land $231,200 Building $217,300$448,500 (+5.7%) Land $231,200 Building $217,300
2025$9,364.00 (+3.93%)$424,300 (+14.37%) Land $210,000 Building $214,300$424,300 (+14.37%) Land $210,000 Building $214,300
2024$9,010.00 (+6.55%)
2023$371,000 Land $167,500 Building $203,500$371,000 Land $167,500 Building $203,500
2022$8,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1999–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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