787 Laredo Ave, Saint Louis, MO 63138 Property Records

St. Louis County property record for 787 Laredo Ave, Saint Louis, MO 63138

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1972
Lot Size	0.178 acres (7,771 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Oct 2020)
Tax Bill	$2,541 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08D-21-0698`

Property Details

APN / Parcel Number

Primary APN	`08D-21-0698`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Game Room	Game Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,771 sqft (0.178 acres)
Lot Dimensions	79 ft deep x 61 ft wide
View / Lot	Cul-De-Sac
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	787 LAREDO AVE
City	SAINT LOUIS
State	MO
Zip	63138-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LARIMORE PLAZA NO 2 PLAT 2 LOT 71
Legal Subdivision	LARIMORE PLAZA NO 2 PLAT 2
Legal Lot Number	71
Jurisdiction	ST LOUIS MO
Township / Civil Division	ST. FERDINAND
Census Block Group	2
Census Block	2000
Census Tract	210102

Owner

787 Laredo Ave is owned and occupied by an individual who bought it in October 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	787 LAREDO AVE, SAINT LOUIS, MO 63138-3633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Mar 15, 2001 · Amount on File
Deed Document Number	2020295
Deed Book / Page	24396 / 2180
Prior Transfer Date	May 12, 1997
Prior Transfer Doc	0000000240
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 27, 2020
Property Address	787 LAREDO AVE, SAINT LOUIS, MO 63138-3633
Document Number	0243962180
Book / Page	24396 / 2180
Map Reference	MB 139 PG 24
Instrument Date	Oct 5, 2020
Instrument	2020102700295
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	COPPER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3573 NORBERG DR, 3573, FLORISSANT, MO 63031-1168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 LAREDO AVE, SAINT LOUIS, MO 63138-3633

Mortgage

Document Number	2020102700296
Date	Oct 27, 2020
Instrument	2020102700296

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0243962201
Date	Oct 27, 2020
Book Page	24396/2201
Instrument	2020102700297

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 787 Laredo Ave was $2,541, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Hazelwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,350 (-) Land $3,210 Building $25,140	$149,200 (-) Land $16,900 Building $132,300
2025	$2,541.00 (+7.22%)	$28,350 Land $3,210 Building $25,140	$149,200 Land $16,900 Building $132,300
2024	$2,370.00 (+2.51%)
2023	$2,312.00 (+8.6%)	$25,000 (+22.37%) Land $3,210 Building $21,790	$131,600 Land $16,900 Building $114,700
2022	$2,129.00	$20,430 Land $1,600 Building $18,830
2021			$107,500 Land $8,400 Building $99,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 787 Laredo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Laredo Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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