787 Kristy Ln, Wheeling, IL 60090 Property Records

Cook County property record for 787 Kristy Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1988
Lot Size	0.186 acres (8,092 sqft)
Owner	Individual Name on File
Tax Bill	$11,394 (2023)
Deeds & Mortgages	Aug 2022 Second Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-410-002`

Property Details

APN / Parcel Number

Primary APN	`03-10-410-002`
Alternative APN	`03-10-410-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,092 sqft (0.186 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	787 KRISTY LN
City	WHEELING
State	IL
Zip	60090-5595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MCKAY) (NEALIS) SUB OF PT OF SE SEC 10-42-11
Legal Range	11E
Legal Township	42N
Legal Section	10
Legal Subdivision	MCKAY NEALIS
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3009
Census Tract	802504

Owner

787 Kristy Ln is owned and occupied by an individual who acquired it in May 2018.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	787 KRISTY LN, WHEELING, IL 60090-5595
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 10, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG
Jul 25, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018
Deed Sale	May 10, 2018
Prior Sale	Jul 25, 2017
Deed Document Number	201829075
Prior Transfer Date	Aug 26, 1994
Prior Transfer Doc	0000000562
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	787 KRISTY LN, WHEELING, IL 60090-5595
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 KRISTY LN, WHEELING, IL 60090-5595

Mortgage

Document Number	0024204178
Date	Aug 30, 2022
Instrument	2224204178

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	787 KRISTY LN, WHEELING, IL 60090-5595
Document Number	1936446064
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	787 KRISTY LN WHEELING IL 600905595, WHEELING, IL 60090-5595

Mortgage

Document Number	1936446064
Date	Dec 30, 2019
Instrument	36446064

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 10, 2018
Property Address	787 KRISTY LN, WHEELING, IL 60090-5595
Document Number	1813029075
Instrument Date	Apr 19, 2018
Instrument	13029075
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 PIPER LN PROSPECT HEIGHTS IL 600701784, PROSPECT HEIGHTS, IL 60070-1784

Mortgage

Document Number	1813029076
Date	May 10, 2018
Instrument	13029076

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08059

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Jul 25, 2017
Property Address	787 KRISTY LN, WHEELING, IL 60090-5595
Document Number	1720634018
Instrument Date	May 11, 2017
Instrument	20634018
Transaction Type	Foreclosure
Record Updated	Aug 9, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $10,520 Building $29,480	$400,000 Land $105,200 Building $294,800
2023	$11,394.00 (+4.86%)
2022	$10,866.00	$33,999 Land $8,901 Building $25,098	$339,990 Land $89,010 Building $250,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 787 Kristy Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	25 (1987–2019)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 787 Kristy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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