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787 Harold Smith Dr, Tracy, CA 95304 Property Records

San Joaquin County property record for 787 Harold Smith Dr, Tracy, CA 95304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,705 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Aug 2024)
Tax Bill$8,421 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN252-210-380-000

Property Details

APN / Parcel Number

Primary APN252-210-380-000
Alternative APN
  • 252-210-38

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,705 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number252-210-38
Street Address787 HAROLD SMITH DR
CityTRACY
StateCA
Zip95304-5816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2000-FM PT 252-050-17/PER EASTLAKE UNIT NO. 5
Legal SubdivisionEASTLAKE
Legal Block2
Legal Lot Number61
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2010
Census Tract5215

Owner

Source: San Joaquin County records · APN 252-210-380-000

Assessment roll updated September 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address787 HAROLD SMITH DR, TRACY, CA 95304-5816
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed of Trust, Mortgage · VA Mortgage
TRUSTED MORTGAGE CAPITAL INC
Feb 27, 2023Grant Deed, Transfer · Conventional Mortgage
GENHOME MORTGAGE CORP
Jan 12, 2022Intrafamily Transfer, Transfer
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Prior SaleFeb 27, 2023 · Amount on Record
Deed Document Number202470111
Prior Transfer DateDec 29, 2021
Prior Transfer Doc0000005099
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address787 HAROLD SMITH DR, TRACY, CA 95304-5816
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyWESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 HAROLD SMITH DR, TRACY, CA 95304-5816

Mortgage

Document Number0000016331
DateFeb 27, 2026
Instrument2026-016331
Lender
NameTRUSTED MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 27, 2023
Property Address787 HAROLD SMITH DR, TRACY, CA 95304-5816
Document Number0000015044
Map ReferenceMB 34 PG 38
Instrument DateJan 20, 2023
Instrument2023-015044
Transaction TypeTransfer
Record UpdatedMar 09, 2023
Title CompanyNOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address787 HAROLD SMITH DR, TRACY, CA 95304-5816

Mortgage

Document Number0000015045
DateFeb 27, 2023
Instrument2023-015045
Lender
NameGENHOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateJan 12, 2022
Property Address787 HAROLD SMITH DR, TRACY, CA 95304-5816
Document Number0000005099
Map ReferenceMB 34 PG 38
Instrument DateDec 29, 2021
Instrument2022-005099
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address290 WAWONA ST, SAN FRANCISCO, CA 94127-1328

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address787 HAROLD SMITH DR, TRACY, CA 95304-5816
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 HAROLD SMITH DR, TRACY, CA 95304-5816

Mortgage

Document Number0000119981
DateSep 15, 2020
Instrument2020-119981
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,421.00 (+88.43%)$715,000 (+81.42%) Land $215,000 Building $500,000
2023$4,469.00 (+2.1%)$394,120 Land $97,792 Building $296,328$583,830
2022$4,377.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 536 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

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