787 Genessee St, Delta, CO 81416 Property Records

Delta County property record for 787 Genessee St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 2006
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Oct 2020)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R021673`

Property Details

APN / Parcel Number

Primary APN	`R021673`
Alternative APN	`345712208066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,914 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R021673
Street Address	787 GENESSEE ST
City	DELTA
State	CO
Zip	81416-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	787 GENESSEE ST DELTA 81416 S: 12 T: 15S R: 96W SUBDIVISION: STONE MOUNTAIN VILLAGE #2 LOT: 66 TOTAL AC 0.277+- APPROX 80.00X 157.02 X 80.01X 158.22 SIZE (.277 AC+-) LOT 66 STONE MOUNTAIN VILLAGE #2. PT OF OUTLOT G AG STONE MOUNTAIN VILLAGE FILING NO
Legal Subdivision	STONE MOUNTAIN VILLAGE #2
Legal Lot Number	66
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1014
Census Tract	964800

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	787 GENESSEE ST, DELTA, CO 81416-5707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 23, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	2020723070
Prior Transfer Date	Oct 24, 2006
Prior Transfer Doc	0000609575
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	787 GENESSEE ST, DELTA, CO 81416-5707
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 GENESSEE ST, DELTA, CO 81416-5707

Mortgage

Document Number	0000744540
Date	Feb 1, 2023
Instrument	744540

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Nov 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	787 GENESSEE ST, DELTA, CO 81416-5707
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000694229
Date	Mar 30, 2017
Instrument	694229

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 23, 2020
Property Address	787 GENESSEE ST, DELTA, CO 81416-5707
Document Number	0000723070
Instrument Date	Oct 20, 2020
Instrument	723070
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	787 GENESSEE ST, DELTA, CO 81416-5707

Mortgage

Document Number	0000723072
Date	Oct 23, 2020
Instrument	723072

Lender

Name	GUILD MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+10.93%)	$26,696 (+7.89%) Land $3,125 Building $23,571	$427,134 (+15.66%) Land $50,000 Building $377,134
2024	$1,637.00 (+3.94%)	$24,743 (-) Land $2,916 Building $21,827
2023	$1,575.00 (+21.15%)	$24,743 (+22.82%) Land $2,916 Building $21,827	$369,296 (+27.4%) Land $43,519 Building $325,777
2022	$1,300.00	$20,146 Land $2,016 Building $18,130	$289,869 Land $29,000 Building $260,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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