787 Carnation Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 787 Carnation Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2025)
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-13-00001-1830-00008.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-13-00001-1830-00008.0`
Alternative APN	`18852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
1st Floor Area	1,976 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	800 sqft

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	399 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	18852
Street Address	787 CARNATION DR
City	SEBASTIAN
State	FL
Zip	32958-4988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 6 BLK 183 LOT 8 PBI 5-93
Legal Range	38
Legal Township	31
Legal Section	13
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 6
Legal Block	183
Legal Lot Number	8
Legal Unit	6
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1024
Census Tract	50806

Owner

787 Carnation Dr is owned and occupied by an individual who bought it in December 2025.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE
Mar 14, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on File
Deed Sale	Dec 11, 2025 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	3120250060764
Deed Book / Page	3824 / 1572
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 11, 2025
Property Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988
Document Number	0038241572
Book / Page	3824 / 1572
Map Reference	MB 5 PG 93-97
Instrument Date	Dec 11, 2025
Instrument	3120250060764
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988
Document Number	0032880179
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	787 CARNATION DR SEBASTIAN FL 329584988, SEBASTIAN, FL 32958-4988

Mortgage

Document Number	0032880179
Date	Mar 24, 2020
Book Page	003288/000179
Instrument	17758

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 9, 2019
Property Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988
Document Number	0032360395
Book / Page	3236 / 0395
Map Reference	MB 5 PG 93
Instrument Date	Aug 30, 2019
Instrument	3120190052391
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,970.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 NORTON LN, 18, OLD GREENWICH, CT 06870-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 CARNATION DR, SEBASTIAN, FL 32958-4988

Mortgage

Document Number	32360397
Date	Sep 9, 2019
Instrument	3236-0397

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 787 Carnation Dr was $3,046.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00	$192,324	$307,899 Land $57,800 Building $250,099
2023	$2,531.00 (+4.67%)	$181,460 (+3%)	$301,299 (+25.62%) Land $56,100 Building $245,199
2022	$2,418.00	$176,174	$239,846 Land $35,700 Building $204,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 787 Carnation Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	51 (1984–2016)
Claims Outside the SFHA	5 of 51
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 42 claims Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Carnation Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Carnation Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures