787 Balra Dr, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 787 Balra Dr, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,825 sqft · built 1946
Lot Size	0.087 acres (3,780 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (Apr 2019)
Tax Bill	$19,023 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`503-340-019-2`

Property Details

APN / Parcel Number

Primary APN	`503-340-019-2`
Alternative APN	`503-340-019`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,052 sqft
Basement Area	773 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Attached
Garage Area	236 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	787 BALRA DR
City	EL CERRITO
State	CA
Zip	94530-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHEVLIN TRACT POR LOT 10
Legal Subdivision	SHEVLIN
Legal Lot Number	10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	390100

Owner

787 Balra Dr is owner-occupied and held in a trust since April 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Intrafamily Transfer, Transfer
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Apr 30, 2019	Grant Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Sep 25, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Nov 2, 2007 · Amount on File
Deed Document Number	201960672
Last Transfer Date	Apr 3, 2023
Transfer Doc	0000048605
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 23, 2023
Property Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Document Number	0000048605
Map Reference	MB 20 PG 549
Instrument Date	Apr 3, 2023
Instrument	2023-048605
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	787 BALRA DR, EL CERRITO, CA 94530-3302

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044191
Date	Mar 22, 2018
Instrument	2018-044191

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 15, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 BALRA DR, EL CERRITO, CA 94530-3302

Mortgage

Document Number	0000237139
Date	Oct 14, 2020
Instrument	2020-237139

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 30, 2019
Property Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Document Number	0000060672
Map Reference	MB 20 PG 549
Instrument Date	Apr 22, 2019
Instrument	2019-060672
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	787 BALRA DR, EL CERRITO, CA 94530-3302

Mortgage

Document Number	0000060673
Date	Apr 30, 2019
Instrument	2019-060673

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 25, 2017
Property Address	787 BALRA DR, EL CERRITO, CA 94530-3302
Document Number	0000174081
Instrument Date	Sep 23, 2017
Instrument	174081
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1811 LAFAYETTE CA 945498011, LAFAYETTE, CA 94549-8011

Tax Assessment & Valuation

The 2025 property tax bill for 787 Balra Dr was $19,023 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,422,281 (+2%) Land $1,080,934 Building $341,347
2025	$19,023.00 Homeowner's exemption	$1,394,394 Land $1,059,740 Building $334,654
2023	$18,240.00 (+1.29%) Homeowner's exemption	$1,340,250 Land $1,018,590 Building $321,660
2022	$18,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 787 Balra Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Balra Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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