Macomb County property record for 78695 Capac Rd, Armada, MI 48005
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 3.5 ba · 2,608 sqft · built 1973 |
| Lot Size | 20.8 acres (906,484 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Feb 2015) |
| Tax Bill | $8,424 (2025) |
| Deeds & Mortgages | Sep 2023 Construction Loan Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-08-200-013 |
| Primary APN | 13-02-08-200-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,608 sqft Total Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 906,484 sqft (20.8 acres) |
| Lot Dimensions | 1,360 ft deep x 667 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 588 sqft |
| Patio Area | 14,558 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 78695 CAPAC RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1723 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AG 1.75 |
| Legal Description | 02-08-200-013 T5N, R13E, SEC 8 COMM AT E 1/4 POST SEC 8; TH N 1346.68 FT ALG E SEC LINE TO POB; TH N 89 DEG 57' 05" W 1360.0 |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 08 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ARMADA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 212000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Intrafamily Transfer, Transfer · Construction Mortgage LAKE MICHIGAN CU |
| Jun 14, 2023 | Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA |
| Aug 26, 2022 | Intrafamily Transfer, Transfer |
| Nov 19, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2015 · Amount on Record |
| Deed Sale | Feb 12, 2015 · Amount on Record |
| Deed Document Number | 20155017230 |
| Deed Book / Page | 23245 / 645 |
| Last Transfer Date | Sep 13, 2023 |
| Transfer Doc | 0000078437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 14, 2023 |
| Property Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Number | 2300078437 |
| Book / Page | 29296 / 442 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 202300078437 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | OUR TITLE COMPANY, HURN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Number | 2300078438 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 202300078438 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.6% |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Number | 2300051974 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 29169/10 |
| Instrument | 202300051974 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 26, 2022 |
| Property Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Number | 2200101802 |
| Book / Page | 28782 / 458 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 202200101802 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78695 CAPAC RD, 78695, ARMADA, MI 48005-1723 |
| Name | Verified Name |
|---|---|
| Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Nov 19, 2021 |
| Property Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
| Document Number | 2102273257 |
| Book / Page | 28208 / 747 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202102273257 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 MINOT ST, 240, ROMEO, MI 48065-4629 |
| Name | Verified Name |
|---|---|
| Address | 78695 CAPAC RD, ARMADA, MI 48005-1723 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,700 (+6.09%) | $651,400 (+6.09%) | |
| 2025 | $8,424.00 (+112.83%) Homeowner's exemption | $307,000 (+123.27%) | $614,000 (+123.27%) |
| 2023 | $137,500 | $275,000 | |
| 2022 | $3,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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