7869 W Spicer Ln, Bloomington, IN 47403 Property Records

Monroe County property record for 7869 W Spicer Ln, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2022)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-20330-00`

Property Details

APN / Parcel Number

Primary APN	`016-20330-00`
Alternative APN	`53-09-09-301-001.000-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,816 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-20330-00
Street Address	7869 W SPICER LN
City	BLOOMINGTON
State	IN
Zip	47403-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	RURAL ACRES LOT 4
Legal Subdivision	RURAL ACRES
Legal Lot Number	4
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2006
Census Tract	1200

Owner

7869 W Spicer Ln is owned and occupied by an individual who bought it in August 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7869 W SPICER LN, BLOOMINGTON, IN 47403-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Jun 7, 2016 · Amount on File
Deed Document Number	202247151
Prior Transfer Date	Apr 25, 2009
Prior Transfer Doc	2009006688
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	7869 W SPICER LN, BLOOMINGTON, IN 47403-9631
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005061
Date	Mar 16, 2021
Instrument	2021005061

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Aug 16, 2022
Property Address	7869 W SPICER LN, BLOOMINGTON, IN 47403-9631
Document Number	2022012264
Map Reference	CAB B ENV 163
Instrument Date	Aug 15, 2022
Instrument	2022012264
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7869 W SPICER LN, BLOOMINGTON, IN 47403-9631

Mortgage

Document Number	2022012265
Date	Aug 16, 2022
Instrument	2022012265

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7869 W Spicer Ln was $1,591, down 5.1% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00 (-5.13%)	$232,100 Land $50,000 Building $182,100	$232,100 Land $50,000 Building $182,100
2024	$1,677.00
2023		$181,600 (-3.76%) Land $46,000 Building $135,600	$181,600 (-3.76%) Land $46,000 Building $135,600
2022	$1,299.00	$188,700 Land $40,000 Building $148,700	$188,700 Land $40,000 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7869 W Spicer Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2013–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7869 W Spicer Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications DSL	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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