Oakland County property record for 7869 Biscayne Ave, White Lake, MI 48383
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,661 sqft · built 1988 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,900 (Feb 2017) |
| Tax Bill | $5,625 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Y-12-28-254-021 |
| Primary APN | Y-12-28-254-021 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,661 sqft Living Area |
| 1st Floor Area | 1,839 sqft |
| Basement Area | 1,367 sqft |
| Unfinished Basement | 1,367 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 414 sqft |
| Patio Area | 414 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7869 BISCAYNE AVE |
|---|---|
| City | WHITE LAKE |
| State | MI |
| Zip | 48383-3023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T3N, R8E, SEC 28 LAKEWOOD VILLAGE NO 5 LOT 243 |
| Legal Range | 08E |
| Legal Township | 03N |
| Legal Section | 28 |
| Legal Subdivision | LAKEWOOD VILLAGE NO 5 |
| Legal Lot Number | 243 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WHITE LAKE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 130500 |
Source: Oakland County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TOMASSO MORTGAGE |
| May 9, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU |
| Feb 13, 2017 | Warranty Deed, Transfer · ARM CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Prior Sale | Aug 11, 2000 · Amount on Record |
| Deed Document Number | 201727699 |
| Deed Book / Page | 50380 / 505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Document Number | 0000102783 |
| Book / Page | 61366 / 851 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026102783 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Document Number | 0000102783, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 61366/851 |
| Instrument | 2026102783 |
| Name | TOMASSO MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000078511 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 51799/00182 |
| Instrument | 78511 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 13, 2017 |
| Property Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Document Number | 0000027699 |
| Book / Page | 50380 / 00505 |
| Map Reference | LB 82 PG 15&16 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 027699 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,354.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7869 BISCAYNE AVE, 7869, WHITE LAKE, MI 48383-3023 |
| Name | Verified Name |
|---|---|
| Address | 7869 BISCAYNE AVE, WHITE LAKE, MI 48383-3023 |
| Document Number | 0000027700 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 027700 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | White Lake Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,625.00 (-34.49%) Homeowner's exemption | $366,510 (+18.34%) | $733,020 (+18.34%) |
| 2024 | $8,586.00 (+18.54%) | ||
| 2023 | $309,700 | $619,400 | |
| 2021 | $7,243.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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