78685 Co Rd 3, Hector, MN 55342 Property Records

Renville County property record for 78685 Co Rd 3, Hector, MN 55342

Property Summary

Property Type	Single Family Home
Details	1,691 sqft · built 2012
Lot Size	7.89 acres (343,688 sqft)
Owner	Individual Name on Record
Tax Bill	$3,718 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-01042-00`

Property Details

APN / Parcel Number

Primary APN	`18-01042-00`

Interior

Building Area	1,691 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	343,688 sqft (7.89 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Shed	1 Shed
Shed Area	1,920 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	78685 COUNTY ROAD 3
City	HECTOR
State	MN
Zip	55342-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLDG SITE IN E2 OF NE4
Legal Range	33
Legal Township	115
Legal Section	33
Jurisdiction	RENVILLE MN
Township / Civil Division	MELVILLE
Census Block Group	1
Census Block	1120
Census Tract	790200

Owner

Source: Renville County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK
Feb 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Recording Date	Apr 6, 2026
Property Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200
Document Number	000A413676
Instrument Date	Apr 1, 2026
Instrument	2026413676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200

Mortgage

Document Number	0000413676,
Date	Apr 6, 2026
Instrument	2026413676

Lender

Name	HOMETOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A393844
Date	Nov 24, 2020
Instrument	A393844

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A387745
Date	Feb 19, 2019
Instrument	A387745

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 15, 2026

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENVILLE MN
Property Address	78685 COUNTY ROAD 3, HECTOR, MN 55342-1200
Transaction Type	Mortgage
Record Updated	Jul 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A385023
Date	Apr 10, 2018
Instrument	A385023

Lender

Name	HOME TOWN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Renville County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Renville County
County Subdivision	Melville Township
Unified School District	Bird Island-Olivia-Lake Lillian Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,718.00 (+41.91%)	$431,700 (+1.53%) Land $87,000 Building $344,700	$431,700 (+1.53%) Land $87,000 Building $344,700
2025		$425,200 (+13.39%) Land $87,000 Building $338,200	$425,200 (+13.39%) Land $87,000 Building $338,200
2023	$2,620.00	$375,000 Land $81,000 Building $294,000	$375,000 Land $81,000 Building $294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
LightBeam Internet Fixed Wireless	50 / 10
MVTV Wireless Fixed Wireless	50 / 10
Nuvera Communications Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 3

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