78667 40th Ave, Covert, MI 49043 Property Records

Van Buren County property record for 78667 40th Ave, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$321,500 (Jan 2026)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Jan 2026 Sale Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-07-029-032-10`

Property Details

APN / Parcel Number

Primary APN	`80-07-029-032-10`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78667 40TH AVE
City	COVERT
State	MI
Zip	49043-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	459-A 29-2-17 763-935 899-476,477,415 1255-839 1323-296 1412-761 N 1/2 S 1/2 N 1/2 NW 1/4 NE 1/4 OF SEC.
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	2
Census Block	2022
Census Tract	10600

Owner

78667 40th Ave is owned and occupied by an individual who bought it in January 2026.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	66480 48TH AVE, HARTFORD, MI 49057-8862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Sep 17, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	Nov 12, 2025 · Amount on File
Deed Document Number	20263469167
Deed Book / Page	1787 / 826
Prior Transfer Date	Dec 20, 2000
Prior Transfer Doc	1323000298
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Jan 5, 2026
Property Address	78667 40TH AVE, COVERT, MI 49043-9730
Document Number	001787/826
Book / Page	1787 / 826
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$2,411.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 SEMINOLE DR, LOWELL, IN 46356-4619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66480 48TH AVE, HARTFORD, MI 49057-8862

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Nov 12, 2025
Property Address	78667 40TH AVE, COVERT, MI 49043-9730
Document Number	0001786/36
Book / Page	1786 / 36
Instrument Date	Nov 7, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,411.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	830 SEMINOLE DR, LOWELL, IN 46356-4619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66480 48TH AVE, HARTFORD, MI 49057-8862

Mortgage

Document Number	0000017867
Date	Nov 12, 2025
Instrument	1786/7

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Sep 17, 2019
Property Address	78667 40TH AVE, COVERT, MI 49043-9730
Document Number	01689/0419
Book / Page	1689 / 0419
Instrument Date	Aug 27, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SEMINOLE DR, LOWELL, IN 46356-4619

Mortgage

Document Number	0001689420
Date	Sep 17, 2019
Instrument	1689/420

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 78667 40th Ave was $3,819 with a homeowner's exemption, up 2.6% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,600 (-16.85%)	$281,200 (-16.85%)
2025	$3,819.00 (+2.58%) Homeowner's exemption	$169,100	$338,200
2024	$3,723.00
2023		$103,600	$207,200
2020	$3,751.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 78667 40th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78667 40th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th Ave

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